Does anyone have a source for or a list of the names, addresses, email addresses, etc. of the best politicians to contact regarding this florida insurance mess?
We live on east side of Orlando in a 6 year old home with tin roof and no claims with our \”good neighbor\”. Got notice in the mail today of being dropped. It\’s interesting that about 3 weeks ago I called my agent and increased my deductibles to the max to minimize monthly cost. Did I get dropped because I increased my deductible? Did I get dropped because I created \”activity\” in my account (red flagged) so the computer program they use zapped me? Is there a common thread here?
I was just dropped by Allstate after 16 years…no claims etc….all the things that don\’t make any difference to Allstate today. I guess they wanted us \”out of their hands\”
We live on Miami Beach in a condo on the water..built in the 70\’s…
Does anyone have a recommendation of a carrier other than Royal Palm that they have used and is possibly offering coverage? Thank you.
That sounds so familiar…I\’ve been with Allstate for 20 years, home and auto, NO CLAIMS EVER. We live in SW Florida. Now we are being put in this position. My rates had climbed to $2800 and now I am being \”offered\” a policy with Royal Palm for $4800. I am told it is because of the age of my home, 1958. The irony in all of this, is that my home is probably better built than most of the homes in the 80\’s and 90\’s. It has been in my family since the early 60\’s and took a direct hit in 1960 from hurricane Donna. Never any structural damage through any storm ever. HMMM.
Some of you have asked me about cancelling the current Allstate policy and asking about the consequences. There are none. You are entitled to find replacement coverage at any time, cancel your Allstate policy early (if you so desire) and obtain a refund of unused premium from Allstate. I have helped many consumers do this. YOU DO NOT HAVE TO WAIT UNTIL POLICY EXPIRATION TO FIND REPLACEMENT COVERAGE. You have already been notified that you\’re being cancelled or non-renewed…find replacement coverage now, while it\’s available. Send me an email and I will help you find coverage…jim@aramarco.com.
Any Florida Cracker or Key West Conch will laugh at the idea that the recent increase in hurricanes has anything do to with global warming. Natives of Florida who have had generations of family living here will tell you — Florida\’s hurricanes have ALWAYS run in 15-25 year cycles of intensity, with lull periods in between. My father, 3rd generation native and born here in 1917, who died in 1987, warned me before he died that the hurricane cycle would start again in the early 90\’s and \”to be ready for it\”. Andrew was the first bad hurricane to hit south Florida since the mid-60\’s. Wilma was the first hurricane to hit the greater Ft.Lauderdale area since Cleo in 1964 (Category 3). It is also not uncommon to have lulls within the \”active\” period..just as we had a lull in the 2006 season. Insurance companies made a killing from 1965 to 1992 in South Florida. It is only right that they \”pony up\” some of those hugh profits for pay outs now.
Its been seven months since I first saw this article. I\’m not from Florida, but I was certain insurers would stay away for some time, perhaps forever if global warming continues to gain speed.
Now I hear rumblings that some insurers who stopped writing new business, want to start writing new business again in the FL home insurance market. While I don\’t think Allstate will waffle on their position, it is amazing how short the memory of the rest of the industry seems to be.
I personally think global warming is real and is a significant contributor to the 2004 & 2005 storms. Florida and the other Gulf states lucked out in 2006, but I suspect we will continue to see trends toward more frequent and more severe storms in upcoming years. Florida properties, particularly those built prior to Andrew are increasingly going to be pummeled and even the newest dwellings are going to suffer an increased amount of damage in future years.
If I owned FL residential property, I\’d sell now before it becomes so undesireable that it cannot be sold.
How do I find out if Royal Palm homeowners insurance took effect on Dec.22,2006.I haven\’t received a policy and paid my all state agent. Thank you, BJODONNELL@aol.com
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Does anyone have a source for or a list of the names, addresses, email addresses, etc. of the best politicians to contact regarding this florida insurance mess?
SORRY..ALL the representatives of FLA house and Senate are in the pockets of BIG MONEY. They are all corrupt. This is why we are in this mess.
We live on east side of Orlando in a 6 year old home with tin roof and no claims with our \”good neighbor\”. Got notice in the mail today of being dropped. It\’s interesting that about 3 weeks ago I called my agent and increased my deductibles to the max to minimize monthly cost. Did I get dropped because I increased my deductible? Did I get dropped because I created \”activity\” in my account (red flagged) so the computer program they use zapped me? Is there a common thread here?
I was just dropped by Allstate after 16 years…no claims etc….all the things that don\’t make any difference to Allstate today. I guess they wanted us \”out of their hands\”
We live on Miami Beach in a condo on the water..built in the 70\’s…
Does anyone have a recommendation of a carrier other than Royal Palm that they have used and is possibly offering coverage? Thank you.
That sounds so familiar…I\’ve been with Allstate for 20 years, home and auto, NO CLAIMS EVER. We live in SW Florida. Now we are being put in this position. My rates had climbed to $2800 and now I am being \”offered\” a policy with Royal Palm for $4800. I am told it is because of the age of my home, 1958. The irony in all of this, is that my home is probably better built than most of the homes in the 80\’s and 90\’s. It has been in my family since the early 60\’s and took a direct hit in 1960 from hurricane Donna. Never any structural damage through any storm ever. HMMM.
Is Allstate going to continue my policy until the renewal date, or do they cancel immediately and give a rebate?
Some of you have asked me about cancelling the current Allstate policy and asking about the consequences. There are none. You are entitled to find replacement coverage at any time, cancel your Allstate policy early (if you so desire) and obtain a refund of unused premium from Allstate. I have helped many consumers do this. YOU DO NOT HAVE TO WAIT UNTIL POLICY EXPIRATION TO FIND REPLACEMENT COVERAGE. You have already been notified that you\’re being cancelled or non-renewed…find replacement coverage now, while it\’s available. Send me an email and I will help you find coverage…jim@aramarco.com.
Any Florida Cracker or Key West Conch will laugh at the idea that the recent increase in hurricanes has anything do to with global warming. Natives of Florida who have had generations of family living here will tell you — Florida\’s hurricanes have ALWAYS run in 15-25 year cycles of intensity, with lull periods in between. My father, 3rd generation native and born here in 1917, who died in 1987, warned me before he died that the hurricane cycle would start again in the early 90\’s and \”to be ready for it\”. Andrew was the first bad hurricane to hit south Florida since the mid-60\’s. Wilma was the first hurricane to hit the greater Ft.Lauderdale area since Cleo in 1964 (Category 3). It is also not uncommon to have lulls within the \”active\” period..just as we had a lull in the 2006 season. Insurance companies made a killing from 1965 to 1992 in South Florida. It is only right that they \”pony up\” some of those hugh profits for pay outs now.
Its been seven months since I first saw this article. I\’m not from Florida, but I was certain insurers would stay away for some time, perhaps forever if global warming continues to gain speed.
Now I hear rumblings that some insurers who stopped writing new business, want to start writing new business again in the FL home insurance market. While I don\’t think Allstate will waffle on their position, it is amazing how short the memory of the rest of the industry seems to be.
I personally think global warming is real and is a significant contributor to the 2004 & 2005 storms. Florida and the other Gulf states lucked out in 2006, but I suspect we will continue to see trends toward more frequent and more severe storms in upcoming years. Florida properties, particularly those built prior to Andrew are increasingly going to be pummeled and even the newest dwellings are going to suffer an increased amount of damage in future years.
If I owned FL residential property, I\’d sell now before it becomes so undesireable that it cannot be sold.
How do I find out if Royal Palm homeowners insurance took effect on Dec.22,2006.I haven\’t received a policy and paid my all state agent. Thank you, BJODONNELL@aol.com