After 15 years of paying Allstate for insurance and no claims, I just got my non-renewal letter (\”Dear Valued Customer\”, what a joke!). I\’ll be taking my car insurance elsewhere immediately. If Allstate doesn\’t want my home insurance business, they don\’t get any of my business.
As I mentioned in an earlier post, we have switched our two cars to AARP with Hartford & saved close to $700. per year.
Our home will go with Brown & Brown agency here in Daytona for about twice our old Alstate premium.
We are pleased !
I went with St. Andrews Insurance located in Bay County Florida. Unfortunately, Allstate has the lowest premium for my auto insurance so I\’ll keep that for now.
All of our insurance needs for the last 17 years have been with Allstate. We have NEVER filed a claim against our home owner\’s policy and last week we were notified that Allstate can no longer continue our policy. I am sickened by this and want to know WHY these greedy insurance companies are allowed to shaft the consumer. I thought it was the duty of our elected state officials to be the ever alertful watchdogs regulating the insurance companies. I hope we can find insurance without having to fall prey to the talons of the Royal Palm insurance. Since Allstate dropped our home coverage, they don\’t deserve our hard earned dollars for auto coverage.
Ok, so providing wind/hurricane insurance is not profitable. Why not offer a different insurance policy with just liabliity, fire and theft? Flood ins is a seperate policy already, why not wind/hurricane also?
Wind and hurricanes are not just a Florida problem. Why not a national wind/hurricane/twister policy? It looks like time for some \”creative\” thinking.
Is non-renewing existing loyal customers, but also pushing them towards another specific company just a tactic to force higher rates? Does Allstate expect to come along in the future and absorb Royal Palm after things have quieted down? What would stop such a scenario?
Allstate is not a charity. They don\’t have to insure you if they don\’t want to. And all you people yelling they should HAVE to write homes if they want auto business…. well, I guess you want the same problems you have in your property market to carry over to your auto lines, then so be it.
Don\’t you realize that Safeco and Nationwide and Allstate will stop writing auto insurance in your state? Then you not only with have NO insurance for your homes, you\’re not going to have many choices for your car insurance, either. Because, as much as you like to believe, car insurance isn\’t going to subsidize a company into profits.
And, the \”Good Hands\” slogan doesn\’t translate into \”we\’re a charity for people\”. If you looked at the positive side of things, you would realize Allstate DIDN\’T have to arrange anything for you, they could have packed up and left. But, they did, and they have been, and I bet if you call an Allstate agency you\’ll get insurance with someone other than Citizens. Sounds to me like they\’re doing more than anyone else to try and keep capacity in the market.
No Mark, Allstate doesn\’t HAVE to insure my home. But neither do I HAVE to continue to give them my money for car insurance. By taking my premiums for 15 years and then dumping me, Allstate has proved that they do not deserve my business.
I can get car insurance for quite a bit less from several other companies. The reason why I haven\’t switched before is because I thought that by having multiple policies, Allstate would be less likely to drop me. Obviously, that was incorrect.
You do realize you\’re doing them a favor by switching the cars, too. Florida\’s no fault system isn\’t exactly profitable, either. And it\’s fraud ridden.
I agree with Mark, Allstate did make good efforts to preserve capacity in the state. They certainly did not need to go as far as they did.
I also think that for future benefit, people should move their auto to their new carrier as well. Move some other non-property coverages there as well if you can (professional liability, workers comp, etc). Your new carrier needs those other premiums to diversify. If they have only home exposures and are hit with a big storm, the state will be declaring them insolvent in a hurry.
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After 15 years of paying Allstate for insurance and no claims, I just got my non-renewal letter (\”Dear Valued Customer\”, what a joke!). I\’ll be taking my car insurance elsewhere immediately. If Allstate doesn\’t want my home insurance business, they don\’t get any of my business.
As I mentioned in an earlier post, we have switched our two cars to AARP with Hartford & saved close to $700. per year.
Our home will go with Brown & Brown agency here in Daytona for about twice our old Alstate premium.
We are pleased !
I went with St. Andrews Insurance located in Bay County Florida. Unfortunately, Allstate has the lowest premium for my auto insurance so I\’ll keep that for now.
All of our insurance needs for the last 17 years have been with Allstate. We have NEVER filed a claim against our home owner\’s policy and last week we were notified that Allstate can no longer continue our policy. I am sickened by this and want to know WHY these greedy insurance companies are allowed to shaft the consumer. I thought it was the duty of our elected state officials to be the ever alertful watchdogs regulating the insurance companies. I hope we can find insurance without having to fall prey to the talons of the Royal Palm insurance. Since Allstate dropped our home coverage, they don\’t deserve our hard earned dollars for auto coverage.
Ok, so providing wind/hurricane insurance is not profitable. Why not offer a different insurance policy with just liabliity, fire and theft? Flood ins is a seperate policy already, why not wind/hurricane also?
Wind and hurricanes are not just a Florida problem. Why not a national wind/hurricane/twister policy? It looks like time for some \”creative\” thinking.
Is non-renewing existing loyal customers, but also pushing them towards another specific company just a tactic to force higher rates? Does Allstate expect to come along in the future and absorb Royal Palm after things have quieted down? What would stop such a scenario?
Allstate is not a charity. They don\’t have to insure you if they don\’t want to. And all you people yelling they should HAVE to write homes if they want auto business…. well, I guess you want the same problems you have in your property market to carry over to your auto lines, then so be it.
Don\’t you realize that Safeco and Nationwide and Allstate will stop writing auto insurance in your state? Then you not only with have NO insurance for your homes, you\’re not going to have many choices for your car insurance, either. Because, as much as you like to believe, car insurance isn\’t going to subsidize a company into profits.
And, the \”Good Hands\” slogan doesn\’t translate into \”we\’re a charity for people\”. If you looked at the positive side of things, you would realize Allstate DIDN\’T have to arrange anything for you, they could have packed up and left. But, they did, and they have been, and I bet if you call an Allstate agency you\’ll get insurance with someone other than Citizens. Sounds to me like they\’re doing more than anyone else to try and keep capacity in the market.
No Mark, Allstate doesn\’t HAVE to insure my home. But neither do I HAVE to continue to give them my money for car insurance. By taking my premiums for 15 years and then dumping me, Allstate has proved that they do not deserve my business.
I can get car insurance for quite a bit less from several other companies. The reason why I haven\’t switched before is because I thought that by having multiple policies, Allstate would be less likely to drop me. Obviously, that was incorrect.
You do realize you\’re doing them a favor by switching the cars, too. Florida\’s no fault system isn\’t exactly profitable, either. And it\’s fraud ridden.
I agree with Mark, Allstate did make good efforts to preserve capacity in the state. They certainly did not need to go as far as they did.
I also think that for future benefit, people should move their auto to their new carrier as well. Move some other non-property coverages there as well if you can (professional liability, workers comp, etc). Your new carrier needs those other premiums to diversify. If they have only home exposures and are hit with a big storm, the state will be declaring them insolvent in a hurry.