Lightning may not seem as destructive as other natural disasters, yet a strike can cause serious damage to business equipment and electrical appliances, disrupt electrical service for long periods of time, and spark wildfires.
In 2014, State Farm paid nearly $149 million dollars for insurance claims as a result of damage from lightning strikes.
| Top Ten States for Number of Lightning Claims in 2014 (State Farm claims) | ||
| Number of State Farm Lightning Claims in 2014 | Amount Paid by State Farm for
Lightning Claims in 2014 |
|
| 1. Georgia | 2,571 | $16.3 million |
| 2. Alabama | 1,353 | $10.9 million |
| 3. Texas | 1,327 | $14.1 million |
| 4. Louisiana | 1,307 | $6.5 million |
| 5. Illinois | 1,265 | $8.0 million |
| 6. North Carolina | 876 | $5.1 million |
| 7. Tennessee | 856 | $7.3 million |
| 8. Indiana | 830 | $5.6 million |
| 9. Florida | 786 | $3.6 million |
| 10. Missouri | 761 | $3.5 million |
June, July, and August are the times of year when lightning is most frequent.
Source: State Farm
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