Lightning may not seem as destructive as other natural disasters, yet a strike can cause serious damage to business equipment and electrical appliances, disrupt electrical service for long periods of time, and spark wildfires.
In 2014, State Farm paid nearly $149 million dollars for insurance claims as a result of damage from lightning strikes.
|Top Ten States for Number of Lightning Claims in 2014 (State Farm claims)|
|Number of State Farm Lightning Claims in 2014||Amount Paid by State Farm for
Lightning Claims in 2014
|1. Georgia||2,571||$16.3 million|
|2. Alabama||1,353||$10.9 million|
|3. Texas||1,327||$14.1 million|
|4. Louisiana||1,307||$6.5 million|
|5. Illinois||1,265||$8.0 million|
|6. North Carolina||876||$5.1 million|
|7. Tennessee||856||$7.3 million|
|8. Indiana||830||$5.6 million|
|9. Florida||786||$3.6 million|
|10. Missouri||761||$3.5 million|
June, July, and August are the times of year when lightning is most frequent.
Source: State Farm