Severity, not frequency, is driving the rise in claims costs today. While the number of claims has generally declined, the average cost per claim has soared. From 1994 to 2008,...
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Expert Viewpoints
A massive 320-page class action complaint has the attention of the cannabis sector. The insurance professionals who underwrite it should also be paying close attention. The case, Murray et al....
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Insurance fraud is not a new problem. What has changed is the ease with which a fraudulent claim can be...
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The property insurance industry is undergoing a rapid and necessary transformation. Advances in data, automation, and artificial intelligence are reshaping...
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For decades, the 10×10‑foot test square has been the industry standard for evaluating hail damage to roofing systems. It is...
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Somewhere in the country this week, a plaintiff’s attorney is reading a claim file with a highlighter, looking for the...
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The Department of Justice issued an order on April 23, rescheduling state-licensed medical marijuana and Food & Drug Administration-approved cannabis...
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Pharmacy costs in workers’ compensation continue to climb sharply, despite years of formulary adoption, generic mandates and managed care. The...
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The clause appears across commercial files of every kind. In construction claims, it carries particular weight. Most adjusters notice it,...
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Two recent court decisions have addressed the issue of subrogation rights of insurance companies against upstream or downstream vendors that...
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