My premium is not nearly as high as yours though. That got me to thinking… I am going next week to meet with my insurance agent to discuss my coverage. Are you the same Linda who posted on the site about Royal Palm? If so, I saw your post there.
I am also glad Jim helped us out so much on that thread.
One question for you… as you know I live in the Central Florida area… I am close to an enormous lake, but no other bodies of water are closer than 30 minutes. Do you live on the coast? I just wondered because my coverage seems to be enough but it\’s far less than yours, so I want to make sure I am not sorry in the end.
Well the idiots are sure out here today. I work very hard and if I had a boat to sell I would in order to pay the piper.
I hope a tornadao, fire, earthquake or whatever catastophe hits your *** and when your rates skyrocket and your companies pull out we can tell you to put your violin away.
Linda, I sure wouldn\’t walk around with my hat in hand asking for a handout. Since I live up north, how about subsidizing my heating bill from this winter…don\’t you know that heating oil and gas prices have skyrocketed??
Jewel, I live in South Florida and have historically, since Andrew have paid the highest rates in the state.
I was not the poster on the Royal Palm thread. I wish I had seen that one.
My only suggestion to you is go over your policies carefully. I had to switch HO policies this year and found out that back up of sewers and drains was not covered on their policy but could be bought for an additional premium of like $25.00 so I had it added. The only thing worse than having your s**t blown/flooded away is it coming back up into your house.
I\’ll make a deal with you. I\’ll help you pay for your insurance when you help me pay for my heating bill ($300 per month) and my property taxes ($9600 per year. It\’s not that we of other states don\’t care, it\’s just that we can\’t afford to help elsewhere when we have our hands full where we are.
Rosie-I don\’t want to buy insurance on my home-maybe I can\’t afford it or maybe I\’d rather buy pot. Either way, if my home burns down would you mind paying to rebuild it? I\’d rather not pay for it myself-it\’s just inconvenient.
If people want to live next to the ocean in the middle of hurricane territory, they should probably buy wind & flood coverage. If they choose not to, they should be prepared to deal with an uncovered loss. Unless the rest of the country is invited to spend a week in their seaside home and enjoy the view I see no reason for the rest of us to reimburse those who see no reason to buy coverage. If you can\’t afford wind/flood coverage you probably shouldn\’t live in a wind/flood (hurricane) prone area.
This dose of rocket-science brought to you by Cut the Crap.
In addition to the high insurance rates we also pay the high gas prices. Granted I do not have a heating problem to face in the winter. I do however have teenage drivers on my policies and also pay very high rates for health insurance for my family.
I am not independently wealthy and insurance is my biggest nut to crack. I am so glad that you have more money than me. And, BTW this was not a state requested program but a national one to cover other things than just hurricanes. Perhaps they should include your heating costs as catastophic.
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Boo Hoo Linda. Work harder or sell the boat.
Linda,
I agree with you.
My premium is not nearly as high as yours though. That got me to thinking… I am going next week to meet with my insurance agent to discuss my coverage. Are you the same Linda who posted on the site about Royal Palm? If so, I saw your post there.
I am also glad Jim helped us out so much on that thread.
One question for you… as you know I live in the Central Florida area… I am close to an enormous lake, but no other bodies of water are closer than 30 minutes. Do you live on the coast? I just wondered because my coverage seems to be enough but it\’s far less than yours, so I want to make sure I am not sorry in the end.
Thanks :)
Well the idiots are sure out here today. I work very hard and if I had a boat to sell I would in order to pay the piper.
I hope a tornadao, fire, earthquake or whatever catastophe hits your *** and when your rates skyrocket and your companies pull out we can tell you to put your violin away.
Have a nice day anyway.
Linda, I sure wouldn\’t walk around with my hat in hand asking for a handout. Since I live up north, how about subsidizing my heating bill from this winter…don\’t you know that heating oil and gas prices have skyrocketed??
Sorry, I was asleep having a dream and me and GWB
Andrew cited that this would be a state funded program to relieve FL rates.
Rosie Basher is saying that this would be a national funded program to relieve FL rates.
Which is it?
Jewel, I live in South Florida and have historically, since Andrew have paid the highest rates in the state.
I was not the poster on the Royal Palm thread. I wish I had seen that one.
My only suggestion to you is go over your policies carefully. I had to switch HO policies this year and found out that back up of sewers and drains was not covered on their policy but could be bought for an additional premium of like $25.00 so I had it added. The only thing worse than having your s**t blown/flooded away is it coming back up into your house.
TGIF!
I\’ll make a deal with you. I\’ll help you pay for your insurance when you help me pay for my heating bill ($300 per month) and my property taxes ($9600 per year. It\’s not that we of other states don\’t care, it\’s just that we can\’t afford to help elsewhere when we have our hands full where we are.
Rosie-I don\’t want to buy insurance on my home-maybe I can\’t afford it or maybe I\’d rather buy pot. Either way, if my home burns down would you mind paying to rebuild it? I\’d rather not pay for it myself-it\’s just inconvenient.
If people want to live next to the ocean in the middle of hurricane territory, they should probably buy wind & flood coverage. If they choose not to, they should be prepared to deal with an uncovered loss. Unless the rest of the country is invited to spend a week in their seaside home and enjoy the view I see no reason for the rest of us to reimburse those who see no reason to buy coverage. If you can\’t afford wind/flood coverage you probably shouldn\’t live in a wind/flood (hurricane) prone area.
This dose of rocket-science brought to you by Cut the Crap.
In addition to the high insurance rates we also pay the high gas prices. Granted I do not have a heating problem to face in the winter. I do however have teenage drivers on my policies and also pay very high rates for health insurance for my family.
I am not independently wealthy and insurance is my biggest nut to crack. I am so glad that you have more money than me. And, BTW this was not a state requested program but a national one to cover other things than just hurricanes. Perhaps they should include your heating costs as catastophic.