December 16, 2021
Darryl A. Vachon did not accuse Travelers of bad faith in handling his $25,000 uninsured motorist claim until after a jury found he had incurred $1,022,780 in damages. Because he didn’t, the insurer must now defend itself against a million-dollar …
October 9, 2020
The Indiana Supreme Court ruled Thursday that Allstate must pay $25,000 in uninsured motorist benefits to the estranged husband of a woman who died while riding as a passenger in a car crash after moving back in with her parents. …
March 25, 2019
OKLAHOMA CITY — Nearly 5 percent of vehicles flagged as uninsured in Oklahoma were identified by error, according to a prosecutor who leads a new program that includes automatic license plate readers. The Oklahoma District Attorneys Council sent warning letters …
June 28, 2016
Uninsured and underinsured motorist (UM/UIM) coverage typically involves three classes of insureds. The named insured, including residents of the household, typically qualify for Class I insured status. Class I insured status is a portable type coverage and is not dependent …
December 15, 2015
A prototypical uninsured motor vehicle insurance claim involves an uninsured third party vehicle injuring someone in a different car that has both liability and uninsured motorist (UM) coverages. What happens when the policyholder is injured while she is a passenger …
August 3, 2015
Since most insurance companies conduct business in multiple states, they tend to keep track of the general legal do’s and don’ts of claims handling. However, there are a few unique aspects of Arizona insurance law that companies and adjustors should …
October 17, 2014
An interesting case recently came before the California Court of Appeals involving an insured’s uninsured motorist (UM) demand for policy limits and the insurer’s response demanding arbitration. In Maslo v. Ameriprise Auto & Home Ins., 227 Cal.App.4th 626 (2nd Dist. …
February 21, 2013
It has come to the attention of the South Dakota Division of Insurance that uninsured motorist/underinsured motorist (UM/UIM) coverage is not always included in personal umbrella policies. Umbrella policies are generally considered, by insureds, to provide additional protection above the …
September 6, 2012
Tennessee’s high court has ruled that two parents’ emotional distress following an automobile accident that took the life of their son is not covered under the uninsured motorist portion of their automobile bodily injury coverage. The Tennessee Supreme Court upheld …