OKLAHOMA CITY — Nearly 5 percent of vehicles flagged as uninsured in Oklahoma were identified by error, according to a prosecutor who leads a new program that includes automatic license plate readers. The Oklahoma District Attorneys Council sent warning letters …
Uninsured and underinsured motorist (UM/UIM) coverage typically involves three classes of insureds. The named insured, including residents of the household, typically qualify for Class I insured status. Class I insured status is a portable type coverage and is not dependent …
A prototypical uninsured motor vehicle insurance claim involves an uninsured third party vehicle injuring someone in a different car that has both liability and uninsured motorist (UM) coverages. What happens when the policyholder is injured while she is a passenger …
Since most insurance companies conduct business in multiple states, they tend to keep track of the general legal do’s and don’ts of claims handling. However, there are a few unique aspects of Arizona insurance law that companies and adjustors should …
An interesting case recently came before the California Court of Appeals involving an insured’s uninsured motorist (UM) demand for policy limits and the insurer’s response demanding arbitration. In Maslo v. Ameriprise Auto & Home Ins., 227 Cal.App.4th 626 (2nd Dist. …
It has come to the attention of the South Dakota Division of Insurance that uninsured motorist/underinsured motorist (UM/UIM) coverage is not always included in personal umbrella policies. Umbrella policies are generally considered, by insureds, to provide additional protection above the …
Tennessee’s high court has ruled that two parents’ emotional distress following an automobile accident that took the life of their son is not covered under the uninsured motorist portion of their automobile bodily injury coverage. The Tennessee Supreme Court upheld …