Articles by William Rabb

Fla. Courts Upholding Appraisal Clauses that Bar Assignment of Benefit Cases

A Florida appeals court has upheld the dismissal of no fewer than 16 auto glass assignment-of-benefits lawsuits against Progressive Insurance companies, perhaps putting an exclamation point on the enforceability of appraisal clauses and policy language that bars claims litigation. The …

Two Farmers Indicted in Kentucky Crop Insurance Fraud

Two Kentucky farmers and a relative have been indicted for falsifying crop damage and exaggerating the size of their fields in order to reap crop insurance benefits. A federal grand jury last week charged Randall Taulbee and James McDonald, of …

Researchers Say Misleading FEMA Flood Maps Understate Risk

Researchers at North Carolina State University have added their voices to the growing number of people who say that federal flood maps are inadequate and misleading, causing thousands of homeowners to avoid needed flood insurance. “In fact, only about 4% …

Fla. Cat Fund May Borrow Billions Even Without Another Hurricane

The Florida Hurricane Catastrophe Fund is well equipped to handle losses from Hurricane Ian, which are now estimated to cost the fund about $10 billion, but it could mean the fund will have borrow billions next year – at steep …

Florida CFO Calls for Ban on Assignments of Benefits, Limits on Public Adjusters

In the wake of Hurricane Ian, Florida’s chief financial officer has taken a hard line on insurance claims litigation, calling for an outright ban on assignments-of-benefits agreements. At a press conference in Cape Coral, a city hit hard by the …

Florida Building Codes Made a Big Difference for Newer Homes in Ian, Reports Show

In the hardest-hit parts of southwest Florida, many newer structures survived remarkably intact in Hurricane Ian’s winds, suggesting that updated Florida building codes are making a difference in reducing property losses, according to early assessments. “From what I saw, the …

Some Fear Ian Will Consume Florida Cat Fund, Forcing More Reinsurance

While some analysts are predicting that the property insurance industry will be able to manage Hurricane Ian and its estimated $50 billion in insured losses, a few are now warning that the storm could significantly erode the Florida Hurricane Catastrophe …

Attorney for a Top Florida Insurance Law Firm Disbarred After Forgeries, Misconduct

A former attorney with one of Florida’s top insurance defense firms has been disbarred after the Bar said she engaged in repeated acts of neglect, deception and forgery. Erika Lynn Muller, until recently a partner with the Cole, Scott & …

Two More Arrested in Long-Running Operation Rubicon Investigation

Those familiar with insurance fraud schemes in Florida will remember Operation Rubicon. That was the year-long investigation by Miami-Dade and Florida authorities into an alleged property insurance fraud scheme that involved public adjusters, restoration companies, insurance agents, a police officer …

Andrew Upended Fla. Insurance Market, but Storm of Litigation Even Worse

It was 30 years ago that Hurricane Andrew, the strongest storm to make U.S. landfall in more than two decades, gouged its way across south Florida, destroying more than 25,000 homes, by some estimates, and causing more than $15 billion …