uninsured motorist News

10 Potential Pitfalls for Claims Handling in Arizona

Since most insurance companies conduct business in multiple states, they tend to keep track of the general legal do’s and don’ts of claims handling. However, there are a few unique aspects of Arizona insurance law that companies and adjustors should …

Demanding Arbitration is No Excuse for Bad Faith Conduct

An interesting case recently came before the California Court of Appeals involving an insured’s uninsured motorist (UM) demand for policy limits and the insurer’s response demanding arbitration. In Maslo v. Ameriprise Auto & Home Ins., 227 Cal.App.4th 626 (2nd Dist. …

Notice of No UM Coverage Required in South Dakota Personal Umbrella Policies

It has come to the attention of the South Dakota Division of Insurance that uninsured motorist/underinsured motorist (UM/UIM) coverage is not always included in personal umbrella policies. Umbrella policies are generally considered, by insureds, to provide additional protection above the …

Tennessee Court: Parents’ Emotional Distress Not Covered by Auto Policy

Tennessee’s high court has ruled that two parents’ emotional distress following an automobile accident that took the life of their son is not covered under the uninsured motorist portion of their automobile bodily injury coverage. The Tennessee Supreme Court upheld …