California’s Surplus Lines HO Market’s New Phase Driven by Access, Not Wildfire Risk April 2, 2026 By Mikhail Gorshunov It’s been more than two years since I wrote an analysis based on Surplus Line Association of California insight and...
Depreciation on ACV is OK, Court Says in Knocking Down Class Action vs. Cincinnati March 30, 2026 By William Rabb A property insurer is on solid ground in applying depreciation to actual cash value, as long as the policy makes...
Florida’s Home Hardening Grant Plan Is Massive, Popular—and Flawed, Critics Say March 23, 2026 By William Rabb Florida’s $833 million My Safe Florida Home mitigation program is as popular as ever, providing grants for homeowners to harden...
Is a Federal Reinsurance Backstop the Answer to Home Insurance Challenges? March 20, 2026 By Chad Hemenway The Brookings Institution’s Hamilton Project has released a proposal for a federal reinsurance backstop called US Re to leverage federal...
US Home Insurance Prices Set to Keep Rising With Severe Weather March 18, 2026 By Leslie Kaufman U.S. home insurance premiums are set to rise for a fifth straight year in 2026 as insurers grapple with losses...
‘Nation’s First’ Smoke Damage Standards Bill Making Its Way Through California Legislature March 17, 2026 A bill to create a statewide framework for handling wildfire smoke damage insurance claims is now making its way through...
Authorities Search Debris After Suspected Tornadoes Kill 6 in Michigan, Oklahoma March 9, 2026 By Dave Collins, Steve Karnowski and Mike Householder Authorities searched through rubble and debris in southern Michigan on Saturday after suspected tornadoes tore through the region and killed...
Claims Handling Breakdowns From LA Wildfires One Year on February 25, 2026 By Dan Veroff It’s been more than a year since the Palisades and Eaton Fires in Los Angeles, and attorneys who work in...
‘Structural Shift’ Occurring in California Surplus Lines February 17, 2026 By Don Jergler The Los Angeles wildfires that kicked off 2025 not only sped up a statewide homeowners insurance market pullback, they also...
California Smoke Damage Act Would Enable Wildfire Victims to Expedite Claims February 12, 2026 A bill touted as the nation’s first public health and insurance standards to protect families from toxic smoke contamination is...