Scientists Burn Homes to Figure out How to Best Protect Them in Wildfires April 22, 2026 By Jeffrey Collins and Seth Borenstein From 2016 to 2025, wildfires in the U.S. on average burned an area the size of Massachusetts each year—2.6 times...
Wildfire Survivors Could Face Another Blow From Taxes on Settlement Payouts April 22, 2026 Thousands of survivors of the 2025 Eaton Fire in Altadena, California, have elected to accept an upfront settlement from the...
IBHS Expands Wildfire Prepared Program to 10 More States April 15, 2026 Ten new states are now part of a new wildfire preparedness designation program designed to help homeowners and builders in...
California’s Surplus Lines HO Market’s New Phase Driven by Access, Not Wildfire Risk April 2, 2026 By Mikhail Gorshunov It’s been more than two years since I wrote an analysis based on Surplus Line Association of California insight and...
Depreciation on ACV is OK, Court Says in Knocking Down Class Action vs. Cincinnati March 30, 2026 By William Rabb A property insurer is on solid ground in applying depreciation to actual cash value, as long as the policy makes...
Florida’s Home Hardening Grant Plan Is Massive, Popular—and Flawed, Critics Say March 23, 2026 By William Rabb Florida’s $833 million My Safe Florida Home mitigation program is as popular as ever, providing grants for homeowners to harden...
Is a Federal Reinsurance Backstop the Answer to Home Insurance Challenges? March 20, 2026 By Chad Hemenway The Brookings Institution’s Hamilton Project has released a proposal for a federal reinsurance backstop called US Re to leverage federal...
US Home Insurance Prices Set to Keep Rising With Severe Weather March 18, 2026 By Leslie Kaufman U.S. home insurance premiums are set to rise for a fifth straight year in 2026 as insurers grapple with losses...
‘Nation’s First’ Smoke Damage Standards Bill Making Its Way Through California Legislature March 17, 2026 A bill to create a statewide framework for handling wildfire smoke damage insurance claims is now making its way through...
Authorities Search Debris After Suspected Tornadoes Kill 6 in Michigan, Oklahoma March 9, 2026 By Dave Collins, Steve Karnowski and Mike Householder Authorities searched through rubble and debris in southern Michigan on Saturday after suspected tornadoes tore through the region and killed...