Nearly a Decade After Breach, Home Depot Appeals to Get Defense Costs From CGL Policies December 15, 2023 By Chad Hemenway Think cyber events don’t have long tail? Consider this: Home Depot is still in a legal battle to get $50...
S. Carolina Insurer’s Bad Faith Causes $27M Loss from Policies with $2.5M Limit December 14, 2023 By Jim Sams Jose Castillo didn’t ask his insurance company to defend him from a lawsuit that alleged his shoddy construction caused millions...
Illinois Supreme Ct. Questions Prior Rulings, Holds Construction Defects May Be Covered December 4, 2023 By Jim Sams A long line of Illinois court cases has held that damage caused by construction defects isn’t covered by commercial general...
Viewpoint: Court Rulings Reject Insurer Defenses to Biometric Liability August 15, 2023 By Peter A. Halprin and Tae Andrews A series of recent decisions have established that commonly held Commercial General Liability (CGL) policies can and do cover lawsuits...
Workers’ Compensation Undercuts Employer Liability Exclusion, U.S. Appeals Court Rules July 11, 2023 By Andrew G. Simpson Since workers’ compensation shields an employer from liability, an insurer may not be able to rely on an employer liability...
3rd Circuit Finds Insurer Not Liable for Botched Fracking Operation June 2, 2023 By Jim Sams A well servicing company that damaged 53 natural gas wells by using a defective chemical during a hydrofracking operation is...
Ohio High Court Rules Coverage Owed for Contamination That Ruined Product March 24, 2022 By Jim Sams Contamination that ruined more than $1 million worth of glass containers manufactured by a policyholder’s customer counts as damage that...
7th Circuit: Insurer Must Defend Horse Farm From Lawsuit Over Golf Cart Accident June 29, 2021 By Jim Sams An insurer must defend an Illinois equestrian business from a lawsuit filed by a man who was injured when he...
Policyholders Digging for ISO Documents to Support COVID-19 BI Claims June 1, 2021 By Jim Sams Plaintiff’s attorneys are looking deep into the weeds for evidence to support claims for business income lost because of COVID-19...
Viewpoint: Anticipated Coronavirus Claims Scenarios Across Major Coverage Lines April 7, 2020 By Jeffrey L. Kingsley, Adam R. Durst, Michael E. Longo As the COVID-19 pandemic has progressed over the past several months, participants in the insurance industry have recognized the likelihood...