Articles by Andrew G. Simpson

Top Sports Broker Says Risk Management Is the Answer to Football’s Insurance Problem

ESPN ran an in-depth report recently about insurers being unwilling to cover the National Football League (NFL) for general liability and workers’ compensation due to concerns over player concussions and traumatic brain injuries. According to the ESPN report, Pop Warner …

Travelers Wants Review of Court Ruling on Crime Insurance Loss Involving Email Fraud

Travelers Insurance is seeking a full Sixth Circuit court reconsideration of its three-judge panel ruling that said the insurer’s crime insurance policy’s computer fraud clause covered a loss due to money transfer involving fraudulent emails. In seeking an en banc …

Firework Sales Soar Despite Dangers

At least eight people lost their lives in fireworks mishaps in 2017 while another 12,900 ended up in hospital emergency rooms with injuries. A Florida man who lived with his sister in a mobile home was killed when the home …

Leadership’s Role in Returning Employees to Work After a Disaster

Businesses and their leaders have a unique role to play in helping communities and individuals recover from the devastation of a storm like Hurricane Harvey, and they should not underestimate the power of getting employees back to work and re-establishing …

Insurance Groups Welcome Delay in Liability Insurance Law Restatement

Insurance groups breathed a sigh of relief this week after legal scholars delayed a vote on a controversial restatement of liability insurance law. As reported by Insurance Journal, the American Legal Institute (ALI) on Tuesday formally decided to postpone a …

Biohazard Cleanups Not Pretty—and Neither Are the Costs to Insurers

If Peter Duncanson is on the scene, it’s probably not pretty. It could be a CSI-like crime scene with spattered blood and skin fragments on the sofa and wall. Or a trauma scene where an injured employee or animal traipsed …

Study Questions High Costs of Hospital-Based Primary Care

Patients with common conditions such as back pain, headaches and upper respiratory infections are more likely to receive tests and services of uncertain or little diagnostic or therapeutic benefit— so-called low-value care —when they seek treatment in primary care clinics …

How to Handle Insurance Claims Tied to Marijuana

Michael Johnston, the great, great grandson of the founder of one of the first Baptist churches in Texas, grew up being constantly warned about sin, including the evils of television and dancing. Thus it is a bit strange even to …

Nevada Seeks Dismissal of Most of Homeowners’ Wildfire Negligence Suit

Nevada’s chief legal adviser wants a judge to dismiss all but a narrow piece of a series of lawsuits accusing state forestry officials of mishandling a prescribed burn that turned into a raging wildfire and destroyed 23 homes along the …

Congress Nixes Obama Workplace Injury Reporting Rule

The U.S. Senate (50-48) joined the House (231-191) in passing a resolution blocking a federal workplace injury and accident reporting rule put in place by the Obama Administration last December. The Department of Labor rule issued by the Occupational Safety …