Articles by Andrea Wells

Community Associations Grow by Number and Exposure

In 2011, more than 62 million people lived in residential homes governed by a community association, including homeowners associations, condominiums, cooperatives and other planned communities. According to the Community Associations Institute, more than 314,000 communities in America are considered to …

Predictive Analytics in Insurance

The use of predictive modeling has forever changed the way insurance works. The revolutionary technology tool allows insurers to design ever-more-sophisticated models that tap ever-more-detailed data sets to refine precisely how much each customer should be charged. Claudine Modlin, a …

The Business of Insuring Correctional Facilities

Montana State Prison inmate files suit for $2.2 million in federal court after he injures a toe when his foot got caught in a grain auger at the prison dairy. A Howard County, Indiana, inmate files a lawsuit claiming the …

Workers’ Comp Market Injured But Still Standing

Like the economy, the workers’ compensation market has suffered in recent years. Results for 2011 were no better than 2010. The good news: results for the workers’ comp market were not worse either. The combined ratio held steady at 115 …

Seat at the Table

Disaster response is at the core of the claims professionals’ mission and purpose. It is in times of disaster when claims adjusters can mean the most to policyholders. As we approach the one year anniversary of one of the most …

Texas Regulators Settle Race-Based Discriminatory Pricing Case

The Texas Department of Insurance has reached a settlement with Texas Imperial Life Insurance Company to secure additional benefits to African-American consumers who were historically sold various types of insurance policies at higher rates than policies sold to whites. The …