Swift Currie News

Investigation and Claims Handling Strategies for Willful Misconduct Defense

Many, if not most, states have a no-fault workers’ compensation system that intends to provide employees with benefits regardless of who is to blame. This blame includes not only the employee’s own carelessness, but also the negligence of the employer. …

The Known Loss Doctrine and Liability Insurance

Insurance coverage is premised on the concept of fortuity – a loss that occurs by chance or accident. When an insurance company issues a policy, it insures against a risk of possible loss, not a certainty. Insurance carriers do not …