public adjusters News

ALJ Order Raises Question: Must Appraisers Be Licensed?

A public adjuster that has been vilified by insurers for disrupting and delaying property inspections could soon be suspended for two years following a recommended order by an administrative law judge. But state regulators’ recommendations in the case have raised …

Independent Adjusters Charge Florida Insurers With Doctoring Damage Estimates

Do some Florida property insurance companies hire independent adjusters to inspect property claims, then routinely alter their inspection reports to reduce estimated losses? Yes, and it’s a widespread and fraudulent practice, according to three adjusters who spoke Tuesday at a …

Florida CFO Calls for Ban on Assignments of Benefits, Limits on Public Adjusters

In the wake of Hurricane Ian, Florida’s chief financial officer has taken a hard line on insurance claims litigation, calling for an outright ban on assignments-of-benefits agreements. At a press conference in Cape Coral, a city hit hard by the …

400 Adjusting Firms Licensed Under New Fla. Law

More than 400 claims-adjusting firms have been licensed in Florida in the last month, in keeping with a state law that requires that firms, not just adjusters, go through the licensing process, the state’s chief financial officer announced. Senate Bill …

Viewpoint: Alvarez Defense May Stem Use of Exaggerated Estimates

The recently minted Alvarez defense has become an important sword in Florida homeowner’s property insurance carriers’ arsenal against overstated, excessive, and false claims. Every Florida insurance defense attorney and adjuster should be aware of and using this very effective defense. …

Connecticut’s Disaster Claims Mediation Program Bill Takes Effect

In Connecticut, the state’s insurance department now has the legal authority to establish a mediation program for claims disputes arising from catastrophic losses. The state’s Public Act 13-148 — which was signed into law by Connecticut Gov. Dannel Malloy in …

NFA President Testifies Before NAIC’s Catastrophe Loss Committee

National Fire Adjustment (NFA) President Ronald J. Papa recently testified before the Catastrophe Loss Committee with the National Association of Insurance Commissioners (NAIC) at the Gaylord Hotel Conference Center in Washington, D.C. Insurance company executives, media representatives and pro consumer …

Oklahoma Insurance Commissioner Issues Fee Cap Notice to Public Adjusters

Oklahoma Insurance Commissioner John D. Doak issued a bulletin to Oklahoma-licensed public adjusters advising them not to charge customers more than 10 percent of the total claim settlement. “Oklahoma storm victims need alternatives and assistance, but they also need to …

Florida Supreme Court Weighs If Public Adjuster Law Limits Free Speech

Public adjusters would have more access to homeowners in the immediate aftermath of a storm if the Florida Supreme Court rules Florida’s current public adjuster law unconstitutional. The Florida Supreme Court recently heard oral arguments in the case of Atwater …

Public Adjuster Controversy Continues for State Regulators

Despite acknowledgment through licensing requirements in 44 states, public adjusters continue to face skepticism as evidenced by new legislation and criticism from the remaining states. In a statement released shortly after April tornadoes ripped through the state, causing more than …