PIP News

N.J. High Court: E-Scooter Rider Hit by Car Not Eligible for No-Fault PIP Benefits

A man injured when he was hit by a car while he was operating a low speed Segway electric scooter is not entitled to personal injury protection (PIP) benefits under New Jersey’s no-fault auto insurance law, the state’s Supreme Court …

Insurers Get Green Light to Pay Less Than Billed Charges in Florida PIP Cases

The Florida Supreme Court has given auto insurers more flexibility in reducing payments for medical services under the state’s no-fault auto insurance law and may have finally put to rest years of questions about the much-debated statute. In answering a …

Michigan Senate GOP Says Cutting Car Insurance Rates is a Top Priority

Senate Republicans on Tuesday signaled their intent to make lowering high auto insurance premiums a top priority in the two-year session, proposing legislation that would make it optional for Michigan drivers to buy what is now mandatory unlimited medical coverage. …

Uber, Lyft and New York Loss Transfer

Ridesharing has officially arrived in New York, and confusion over New York no-fault insurance and PIP Loss Transfer has arrived with it. On June 29, 2017, the New York State Assembly approved, and Governor Andrew Cuomo signed, the state’s $153 …

Michigan Bill to Reduce Auto Insurance Premiums is in Peril

Legislation to reduce Michigan’s high auto insurance premiums by letting drivers opt out of mandatory unlimited medical coverage is in peril, with majority Republicans lacking enough support to pass it on their own and many Democrats pushing an alternative plan. …

Bill Could Cut Michigan Auto PIP Premiums by 20%

Michigan drivers would no longer be required to buy unlimited medical insurance to cover serious crash injuries under bipartisan legislation high-ranking supporters proposed Tuesday aimed at reducing the country’s highest auto premiums by at least 20 percent. The bill backed …

Driver Wins Michigan Supreme Court Appeal Over PIP Benefits

The Michigan Supreme Court has ruled in favor of a Detroit-area man who is seeking insurance benefits for injuries suffered when he got out of his pickup truck. On September 15, 2012, Daniel Kemp arrived home from work and while …

Subrogating Hawaii: Navigating the Subrogation Trade Winds In ‘The Middle of Nowhere’

Hawaii. There is no place like it on earth. It is the most remote population center on the face of the planet, 2,400 miles from the nearest anything. It has the most diverse population on earth, with no racial or …

Commentary: The Failure of No-Fault Insurance

The Future Of Auto Insurance In No-Fault States In its widest sense, “no-fault insurance” is a term used to describe any auto insurance coverage under which policyholders are paid for personal injuries and property damage they sustain in accidents through …

Some Detroit Drivers ‘Driving Dirty’ to Avoid High Auto Insurance Premiums

Like most Americans, the drivers of Detroit, Mich., are required to carry auto insurance whenever they get behind the wheel, but many law-abiding residents can’t afford the Motor City’s highest-in-the-nation auto premiums, which top $5,000 a year in some neighborhoods. …