Siplast Inc., a Dallas-area manufacturer of roof membranes, purchased a liability policy that excluded coverage for any damages to its own work or products. That doesn’t mean the insurer has no duty defend its policyholder against a lawsuit that alleges …
Chubb Ltd. has no duty to defend Rite Aid Corp. against lawsuits filed by two Ohio counties that allege the drug store chain’s failure to identify suspicious orders contributed to an oversupply of opioids that forced the plaintiffs to pay …
An insurer that paid to defend a policyholder against a lawsuit, but determined later that no coverage was owed, is entitled to reimbursement for its costs, a divided Nevada Supreme Court said. In a 4-3 decision on Thursday, the high …
A policy that sought to limit exposure from any disputes about security deposits did not protect the insurer from having to defend a landlord against a class-action lawsuit claiming state laws were not followed, a federal appellate court ruled. In …
Harvey Weinstein is locked in a messy battle with insurance companies over his steadily mounting legal bills. The insurance giant Chubb and other carriers that wrote liability policies for Weinstein and his film company are arguing in court that they …
Nicholas Fiocchi sued Ronald Zatyco for assaulting him after a verbal argument between them at a bar earlier the same evening. Fiocchi’s complaint in Pennsylvania state court attempted by artful pleading to capture Zatyco’s parents’ homeowners coverage, alleging that the …
The Wisconsin Supreme Court eliminates any doubt that there is no exception to the four-corners rule in duty to defend cases in Wisconsin. In a split decision, the Wisconsin Supreme Court in Water Well Solutions Service Group, Inc. v. Consolidated …
A typical criminal act exclusion states that there is no coverage for bodily injury or property damage arising out of any criminal act. Typically the exclusion applies regardless of whether the insured is actually charged with or convicted of a …
The American Law Institute (ALI) is the preeminent independent legal organization in the United States producing scholarly work in the legal field, including its “Restatement of the Law” treatises which are meant to inform practitioners on general principles of common …
Generally, the duty to defend extends to cases in which the complaint contains several theories or causes of action against the insured and only one of the theories is within the policy’s coverage limits. See, e.g., Country Mutual Ins. Co. …