commercial general liability News

Ohio High Court Rules Coverage Owed for Contamination That Ruined Product

Contamination that ruined more than $1 million worth of glass containers manufactured by a policyholder’s customer counts as damage that is covered by an umbrella insurance policy, the Ohio Supreme Court ruled Wednesday. The Supreme Court justices unanimously agreed that …

7th Circuit: Insurer Must Defend Horse Farm From Lawsuit Over Golf Cart Accident

An insurer must defend an Illinois equestrian business from a lawsuit filed by a man who was injured when he was run over by a golf cart operated by an employee who was chasing a loose horse, a federal appellate …

Policyholders Digging for ISO Documents to Support COVID-19 BI Claims

Plaintiff’s attorneys are looking deep into the weeds for evidence to support claims for business income lost because of COVID-19 public safety orders. Lawyers for footwear wholesaler Marc Fisher LLC and its affiliates are asking a Connecticut state court to …

Viewpoint: Anticipated Coronavirus Claims Scenarios Across Major Coverage Lines

As the COVID-19 pandemic has progressed over the past several months, participants in the insurance industry have recognized the likelihood of a resulting increase in claims volume. Much of the early focus has been on the ramifications to insurers that …

ISO’s CGL Changes for 2013 – Part III

Insurance Services Office’s (ISO’s) four major filings in commercial property, business auto, businessowners coverage, and commercial general liability (CGL) make 2013 a big year for insurance professionals. These articles focus on the changes that begin taking effect this year in …

ISO’s CGL Changes for 2013 – Part II

Endorsement Changes ISO’s 2013 CGL filing revises 12 individual endorsements while making mass changes to 24 additional insured endorsements and 34 professional service endorsements. Additionally, six new CGL endorsements are introduced in this filing. At least one of the new …

ISO’s Commercial General Liability Coverage Form Changes

Insurance Services Office’s (ISO’s) four major filings in Commercial Property, Business Auto, Businessowners Coverage, and Commercial General Liability (CGL) make 2013 a big year for insurance professionals. The next two articles focus on the changes that begin taking effect this …

Penn State Sues PMA Insurance Over Alleged Breach of Contract

Pennsylvania State University on Tuesday filed a lawsuit against Pennsylvania Manufacturers’ Association Insurance Company (PMA), alleging that the insurer failed to honor obligations owed to the school under comprehensive and commercial general liability policies. The lawsuit, part of ongoing coverage …

ISO Enhances Its CGL Program to Address ‘BYOB’ Establishments

ISO has enhanced its commercial general liability (CGL) insurance program to address exposures for establishments that allow their patrons to bring and consume alcoholic beverages on their premises (commonly referred to as “Bring Your Own Alcohol Establishments” or “BYOB establishments”). …

Court Finds ‘Single Occurrence’ Applies to Drywall Claims Arising From One Shipment

The U.S. District Court in Pennsylvania ruled last week that multiple claims that arose from allegedly defective drywall that the insured entity imported in one single shipment from China should be considered a “single occurrence” for the insurance coverage. The …