commercial general liability News

Viewpoint: Anticipated Coronavirus Claims Scenarios Across Major Coverage Lines

As the COVID-19 pandemic has progressed over the past several months, participants in the insurance industry have recognized the likelihood of a resulting increase in claims volume. Much of the early focus has been on the ramifications to insurers that …

ISO’s CGL Changes for 2013 – Part III

Insurance Services Office’s (ISO’s) four major filings in commercial property, business auto, businessowners coverage, and commercial general liability (CGL) make 2013 a big year for insurance professionals. These articles focus on the changes that begin taking effect this year in …

ISO’s CGL Changes for 2013 – Part II

Endorsement Changes ISO’s 2013 CGL filing revises 12 individual endorsements while making mass changes to 24 additional insured endorsements and 34 professional service endorsements. Additionally, six new CGL endorsements are introduced in this filing. At least one of the new …

ISO’s Commercial General Liability Coverage Form Changes

Insurance Services Office’s (ISO’s) four major filings in Commercial Property, Business Auto, Businessowners Coverage, and Commercial General Liability (CGL) make 2013 a big year for insurance professionals. The next two articles focus on the changes that begin taking effect this …

Penn State Sues PMA Insurance Over Alleged Breach of Contract

Pennsylvania State University on Tuesday filed a lawsuit against Pennsylvania Manufacturers’ Association Insurance Company (PMA), alleging that the insurer failed to honor obligations owed to the school under comprehensive and commercial general liability policies. The lawsuit, part of ongoing coverage …

ISO Enhances Its CGL Program to Address ‘BYOB’ Establishments

ISO has enhanced its commercial general liability (CGL) insurance program to address exposures for establishments that allow their patrons to bring and consume alcoholic beverages on their premises (commonly referred to as “Bring Your Own Alcohol Establishments” or “BYOB establishments”). …

Court Finds ‘Single Occurrence’ Applies to Drywall Claims Arising From One Shipment

The U.S. District Court in Pennsylvania ruled last week that multiple claims that arose from allegedly defective drywall that the insured entity imported in one single shipment from China should be considered a “single occurrence” for the insurance coverage. The …

South Carolina Court Upholds Contractor Liability for Faulty Workmanship

South Carolina’s high court has left intact a state law that requires a builder’s general liability policy to cover damages from faulty workmanship, but ruled it cannot be applied retroactively to claims filed before the law’s May 2011 effective date. …

Iowa Couple Sues Ex-Landlord Over Fatal Fire

A Des Moines, Iowa, couple says their former landlord is to blame for the death of their granddaughter and their own disabling injuries in a 2009 fire, according to their wrongful-death lawsuit. Sieh and Annie Toffoi said in the lawsuit …

South Carolina Lawmakers Seek Construction Defect Liability Fix

Insurers in South Carolina may find themselves on the losing side over a battle to prevent construction defects from being covered under a general commercial liability (CGL) policy. The South Carolina Senate has approved a bill (S.431) that would reverse …