Well, you might be surprised that GEICO made that very same offer to the Assigned Risk Plan in New York……..in Texas, anything written in TAIPA goes away after three years, since the agent does NOT own the business….but, only acting like a broker (if we HAD retail brokers in Texas)
You\’re very asstute, Hal. Some agents have the attitude \”if I don\’t use Progressive, I can\’t be competitive\” or \”the guy down the street uses it, so, I must also.\” Well, let the guy down the street wonder why he\’s not making any money. A good National average on \”a break even\” percentage is 11.3% – so, Drive thinks that an agent can \”lose a little on each sale and make it up on volume.\” SOrry….WON\’T HAPPEN!
$50 a month for an insurance policy in Texas – wow!
I took public transportation and bummed rides from my friends until I could afford the auto insurance. In Philly here, it is estimated that one half of the people driving are uninsured – that is why the rest of us folks are paying $300 a month ++ for insurance.
Not to worry, everyone. When the next Clinton gets in the White House I\’m sure all of us who work hard for a living will be more than happy to kick in an extra 20% of our earnings so those who sit on their butt\’s can not only get free auto insurance, but free gas as well, and health care, and home heating, and…………..
I\’m pretty sure I know who you are \”ts\”. If it wasn\’t for people like you Texas would not have an Insurance Verification program in the works today.
I don\’t know who will be building the TIVP but I hope they have picked someone that can do a great job for all the parties involved. A great job for the insurers, gov\’t agencies, law enforcement and especially for the public that has insurance in force. If you have coverage the system should not pester you.
Like you, I\’ve been watching the genesis of the TIVP for many years and I\’m going to continue to watch what happens in the future as it is developed and comes online.
Insurance companies can assist this effort by placing more clout with their recovery people. We are the ones inforcing the laws!!! If you have insurance with Safeway, and an uninsured motorist hits you, and is at fault for the accident, then look out for me, because I\’ll have you in court, and will never go away. Your license and registration privileges will be revoked, and I will garnish your bank account to pay for your irresponsibility. People don\’t understand the law, it\’s not mandatory insurance, it is mandatory financial responsibility. Enterprise doesn\’t have insurance, they post a bond and carry a certificate. The bottom line is that if you have an accident and you are not insured, you better be able to pay for the damages you caused. To get people to understand, victims and insurance companies of victims need to approach the recovery aspect as seriously as I do. You will ultimately pay for your responsibilities, but who is going to make you? It\’s me.
The problem is with the people at the vehicle registration offices. Have you ever been to register a vehicle in Texas? It is very easy and most of the time, you don\’t even need to show a license or proof of financial responsibility. There ought to be law enforcement officers posted at every registration office, and if you show up there without a driver license or proof of financial responsibility, you should be written a ticket on the spot, and denied registration. At least if you want to drive around without insurance or a license, you\’ll have to worry about being pulled over all the time because your registration is not in force, hehe (not enforce).
Another thing is just basic common sense. . . it ought to be illegal to sell a vehicle to somebody that doesn\’t have a driver license. You can run, but you\’ll have to keep on running, and who wants to do that?
I know, poor ol momma, daddy, or grandma doesn\’t have a license, but they need to by son / daughter / grandson/daughter a vehicle . . . well, too bad. Give the person with the license the money.
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You GO, STEVE!!! Keep up the good work!
Well, you might be surprised that GEICO made that very same offer to the Assigned Risk Plan in New York……..in Texas, anything written in TAIPA goes away after three years, since the agent does NOT own the business….but, only acting like a broker (if we HAD retail brokers in Texas)
You\’re very asstute, Hal. Some agents have the attitude \”if I don\’t use Progressive, I can\’t be competitive\” or \”the guy down the street uses it, so, I must also.\” Well, let the guy down the street wonder why he\’s not making any money. A good National average on \”a break even\” percentage is 11.3% – so, Drive thinks that an agent can \”lose a little on each sale and make it up on volume.\” SOrry….WON\’T HAPPEN!
$50 a month for an insurance policy in Texas – wow!
I took public transportation and bummed rides from my friends until I could afford the auto insurance. In Philly here, it is estimated that one half of the people driving are uninsured – that is why the rest of us folks are paying $300 a month ++ for insurance.
Not to worry, everyone. When the next Clinton gets in the White House I\’m sure all of us who work hard for a living will be more than happy to kick in an extra 20% of our earnings so those who sit on their butt\’s can not only get free auto insurance, but free gas as well, and health care, and home heating, and…………..
Hi,
I\’m pretty sure I know who you are \”ts\”. If it wasn\’t for people like you Texas would not have an Insurance Verification program in the works today.
I don\’t know who will be building the TIVP but I hope they have picked someone that can do a great job for all the parties involved. A great job for the insurers, gov\’t agencies, law enforcement and especially for the public that has insurance in force. If you have coverage the system should not pester you.
Like you, I\’ve been watching the genesis of the TIVP for many years and I\’m going to continue to watch what happens in the future as it is developed and comes online.
Steve Hayden
CEO
HDR(R)
Friendswood, Texas
Insurance companies can assist this effort by placing more clout with their recovery people. We are the ones inforcing the laws!!! If you have insurance with Safeway, and an uninsured motorist hits you, and is at fault for the accident, then look out for me, because I\’ll have you in court, and will never go away. Your license and registration privileges will be revoked, and I will garnish your bank account to pay for your irresponsibility. People don\’t understand the law, it\’s not mandatory insurance, it is mandatory financial responsibility. Enterprise doesn\’t have insurance, they post a bond and carry a certificate. The bottom line is that if you have an accident and you are not insured, you better be able to pay for the damages you caused. To get people to understand, victims and insurance companies of victims need to approach the recovery aspect as seriously as I do. You will ultimately pay for your responsibilities, but who is going to make you? It\’s me.
Whoops, enforce, not inforce,(since there was an English major here) my fingers move quickly. . .
The problem is with the people at the vehicle registration offices. Have you ever been to register a vehicle in Texas? It is very easy and most of the time, you don\’t even need to show a license or proof of financial responsibility. There ought to be law enforcement officers posted at every registration office, and if you show up there without a driver license or proof of financial responsibility, you should be written a ticket on the spot, and denied registration. At least if you want to drive around without insurance or a license, you\’ll have to worry about being pulled over all the time because your registration is not in force, hehe (not enforce).
Another thing is just basic common sense. . . it ought to be illegal to sell a vehicle to somebody that doesn\’t have a driver license. You can run, but you\’ll have to keep on running, and who wants to do that?
I know, poor ol momma, daddy, or grandma doesn\’t have a license, but they need to by son / daughter / grandson/daughter a vehicle . . . well, too bad. Give the person with the license the money.