Mercury Lists Most Affordable Sedans, Subcompacts to Insure This Year

Sedan and subcompact crossover models are listed among the year’s most affordable vehicles to insure, including two from Hyundai Motor Group and two Nissans, according to a list out on Tuesday from Mercury Insurance.

The California-based carrier compiles an annual list of the most affordable sedans and subcompact crossovers to insure out for the year.

The company’s top 10 sedans and subcompact crossovers to insure, beginning with the most affordable make and model, includes three vehicles from Hyundai Motor Group (one Hyundai and two Kias) and two from Nissan:

• Volkswagen Golf R
• Acura Integra
• Mazda 3
• Kia K4
• Nissan Versa
• Volvo S90
• Hyundai Venue
• MINI Cooper
• Kia K5
• Nissan Kicks

Factors contributing to insurance costs on Mercury’s list included claims on similar vehicles, costs to repair and vehicle safety records. Mercury’s research and development team examined vehicles currently available at car dealerships.

This is the 10th year Mercury has compiled the list, which includes 2025 and 2026 model-year vehicles.

Mercury is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida.