Thought process: lets see…got to get back to clients; ij really getting on my nerves…why don\’t they realize my greatness? remember: life insurance…life insurance…life ins…oh, crap, this sap wants auto and homeowners. I\’m so sick of writing this stuff I could…oh, he\’s here…better get ready…
\”Oh, Hi client one, I\’m so glad to see you…I\’ve got your paperwork right over here…
I\’m sorry; I\’ve got tissues; this part, uh, this…I can\’t help it…it\’s your earthquake deductible…I\’m so so so so sorry; it\’s so high and it will be so difficult on you; I\’m so sorry those greedy insurers charge for these things; I\’m alright. No, really, don\’t look concerned; I\’m a professional. Now about the jewel…jew…jewellllry…it\’s only…only…cuv…covered up to 1000; I just can\’t take it; it\’s important stuff and they should just be giving you more coverage. No, don\’t you apologize; I have to sell this stuff for a living; some nites I can\’t sleep. If it wasn\’t for Oprah, well, I don\’t know. But those greedy b\’s should give you more coverage, and for less money. I\’m gonna call them on this one, as soon as I\’m done with you. NO, no, no, don\’t worry about me; I just get emotional when I see people paying for this overpriced crap I sell. Why? Well, I believe I can make a difference; I\’m better than most people because I can see thru the hipocracy of their lies. You know, I won\’t even accept a commission for this sale; I won\’t. It\’s just not right. Well, ok, but don\’t say I didn\’t offer. Now about that wind deductible; oh gosh…I just can\’t take it anymore. No no no no no no…I can\’t believe they\’re doing this…this is unbelievable…now they\’re adding another deductible…that\’s it, I\’m going back to retail; I\’m sick and tired of apologizing for their greediness all the time. Know what I get? Just a few measely percent, buy they get the rest; and you get all these deductibles. Here\’s your policy; good luck reading that thing; I\’ve heard even Trent Lott can\’t figure out his…so don\’t even try. And if you don\’t pay your premiums…boo-hoo-hoo…I understand they won\’t pay you anything, either…I just can\’t take it any longer…would you rather buy some life insurance from me? It\’s more profitable and I understand it better. Please, I\’ll quit crying if you take life instead of the homeowners stuff; it\’s a ripoff anyway, it has deductibles and it\’s really misleading…not like Life Insurance that only pays when you die…well, yeah, that is kind of wierd, but I guess they figure it sells better if they don\’t call it death insurance…Yes, thanks, I made it myself…the great thing about aluminum foil is it absorbs colors and light; when I wear this hat, it matches whatever else I wear that day…plus it keeps the rain off my head and it keeps the government from being able to read my mind, even though it would be a real short book…snort snort…..I can\’t believe I said that! um, can I have the kleenex box back? I have another client coming in and I\’ll probably…prob…probably need it…again…sigh…\”
thoughts: I can do this job, I know I can…I\’m smart enough, good lookin\’ enough, dress well, nice hat, and people really really like me…
Do you know how many insurance companies are in your state? Do you know which ones are rated? Is there a guarantee fund in your State? Which companies are admitted? Can you get the financials on all the insurers selling P&C? What\’s the catostrophic exposure in your state? And do your insurer\’s have this exposure covered in their policies? How can you find out if your insurer has enough reinsurance or if they are paying it each year on time?
TRIVIA QUESTION: What premier insurance company let their reinsurance lapse right before the 1994 Northridge Earthquake in California? No, I won\’t give you the answer, do your own research.
\”Do you know how many insurance companies are in your state? Do you know which ones are rated? Is there a guarantee fund in your State? Which companies are admitted? Can you get the financials on all the insurers selling P&C? What\’s the catostrophic exposure in your state? And do your insurer\’s have this exposure covered in their policies? How can you find out if your insurer has enough reinsurance or if they are paying it each year on time?
TRIVIA QUESTION: What premier insurance company let their reinsurance lapse right before the 1994 Northridge Earthquake in California? No, I won\’t give you the answer, do your own research.
Don\’t convince me I\’m wrong convince yourself.\”
Ask me if I care. I already know you have no clue what is going on here… If you can\’t even follow simple comments then there is just no hope for JOANNA EIERMANN. And your future is in flipping burgers… better practice your \”Would you like fries with that?\” line…
Why don\’t you explain health insurance to me? Workers Comp? Fidelity and surety bonds? Pensions? 401K? The price of tea in China?
Pardon me for being rude but you are hurtful in your comments as well. Your answers are not satisfactory and my point is that the insurance industry needs federal regulation without bureaucracy. There needs to be fewer insurance companies (consolidation of the insurance companies), so that the premier companies are able to serve their clients better with the right coverage/cost and achieve profitability.
And if this happens it would be in the best interest of all children.
\”Pardon me for being rude but you are hurtful in your comments as well. Your answers are not satisfactory and my point is that the insurance industry needs federal regulation without bureaucracy.\”
My original problem with you wasn\’t in what you said, but in how you said it. Why do you have to call someone an idiot? You can just say \”I disagree because…\”
My answers are not satisfactory? I was not arguing with your points to begin with but rather your poor attitude. This is the most coherent thought you have posted on this thread. I never claimed I had all encompassing knowledge of the HO insurance industry. That is why I haven\’t commented on everything you have said… I don\’t sell homeowners insurance, but I do have it. Asking me to educate you or answer your questions when I don\’t have the background is like you explaining the in depth workings of mortgages to me… But, just because I don\’t sell HO insurance doesn\’t mean I can\’t post thoughs, questions and the like on this article.
P.S. No, I don\’t have work to do so I am counting the hours until it is time to go… 3 more hours left…
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first she thinks…
Thought process: lets see…got to get back to clients; ij really getting on my nerves…why don\’t they realize my greatness? remember: life insurance…life insurance…life ins…oh, crap, this sap wants auto and homeowners. I\’m so sick of writing this stuff I could…oh, he\’s here…better get ready…
\”Oh, Hi client one, I\’m so glad to see you…I\’ve got your paperwork right over here…
I\’m sorry; I\’ve got tissues; this part, uh, this…I can\’t help it…it\’s your earthquake deductible…I\’m so so so so sorry; it\’s so high and it will be so difficult on you; I\’m so sorry those greedy insurers charge for these things; I\’m alright. No, really, don\’t look concerned; I\’m a professional. Now about the jewel…jew…jewellllry…it\’s only…only…cuv…covered up to 1000; I just can\’t take it; it\’s important stuff and they should just be giving you more coverage. No, don\’t you apologize; I have to sell this stuff for a living; some nites I can\’t sleep. If it wasn\’t for Oprah, well, I don\’t know. But those greedy b\’s should give you more coverage, and for less money. I\’m gonna call them on this one, as soon as I\’m done with you. NO, no, no, don\’t worry about me; I just get emotional when I see people paying for this overpriced crap I sell. Why? Well, I believe I can make a difference; I\’m better than most people because I can see thru the hipocracy of their lies. You know, I won\’t even accept a commission for this sale; I won\’t. It\’s just not right. Well, ok, but don\’t say I didn\’t offer. Now about that wind deductible; oh gosh…I just can\’t take it anymore. No no no no no no…I can\’t believe they\’re doing this…this is unbelievable…now they\’re adding another deductible…that\’s it, I\’m going back to retail; I\’m sick and tired of apologizing for their greediness all the time. Know what I get? Just a few measely percent, buy they get the rest; and you get all these deductibles. Here\’s your policy; good luck reading that thing; I\’ve heard even Trent Lott can\’t figure out his…so don\’t even try. And if you don\’t pay your premiums…boo-hoo-hoo…I understand they won\’t pay you anything, either…I just can\’t take it any longer…would you rather buy some life insurance from me? It\’s more profitable and I understand it better. Please, I\’ll quit crying if you take life instead of the homeowners stuff; it\’s a ripoff anyway, it has deductibles and it\’s really misleading…not like Life Insurance that only pays when you die…well, yeah, that is kind of wierd, but I guess they figure it sells better if they don\’t call it death insurance…Yes, thanks, I made it myself…the great thing about aluminum foil is it absorbs colors and light; when I wear this hat, it matches whatever else I wear that day…plus it keeps the rain off my head and it keeps the government from being able to read my mind, even though it would be a real short book…snort snort…..I can\’t believe I said that! um, can I have the kleenex box back? I have another client coming in and I\’ll probably…prob…probably need it…again…sigh…\”
thoughts: I can do this job, I know I can…I\’m smart enough, good lookin\’ enough, dress well, nice hat, and people really really like me…
Yaaaaawn.
I thought you had work to do Joanna…
The filing drawers are calling your name. Good thing your boss doesn\’t care if the files are in alphabetical order or not…
Do you know how many insurance companies are in your state? Do you know which ones are rated? Is there a guarantee fund in your State? Which companies are admitted? Can you get the financials on all the insurers selling P&C? What\’s the catostrophic exposure in your state? And do your insurer\’s have this exposure covered in their policies? How can you find out if your insurer has enough reinsurance or if they are paying it each year on time?
TRIVIA QUESTION: What premier insurance company let their reinsurance lapse right before the 1994 Northridge Earthquake in California? No, I won\’t give you the answer, do your own research.
Don\’t convince me I\’m wrong convince yourself.
\”Do you know how many insurance companies are in your state? Do you know which ones are rated? Is there a guarantee fund in your State? Which companies are admitted? Can you get the financials on all the insurers selling P&C? What\’s the catostrophic exposure in your state? And do your insurer\’s have this exposure covered in their policies? How can you find out if your insurer has enough reinsurance or if they are paying it each year on time?
TRIVIA QUESTION: What premier insurance company let their reinsurance lapse right before the 1994 Northridge Earthquake in California? No, I won\’t give you the answer, do your own research.
Don\’t convince me I\’m wrong convince yourself.\”
Ask me if I care. I already know you have no clue what is going on here… If you can\’t even follow simple comments then there is just no hope for JOANNA EIERMANN. And your future is in flipping burgers… better practice your \”Would you like fries with that?\” line…
Why don\’t you explain health insurance to me? Workers Comp? Fidelity and surety bonds? Pensions? 401K? The price of tea in China?
Pardon me for being rude but you are hurtful in your comments as well. Your answers are not satisfactory and my point is that the insurance industry needs federal regulation without bureaucracy. There needs to be fewer insurance companies (consolidation of the insurance companies), so that the premier companies are able to serve their clients better with the right coverage/cost and achieve profitability.
And if this happens it would be in the best interest of all children.
If you don\’t understand your insurance call your agent and You better hope I\’m not serving you a burger with special sauce.
\”Pardon me for being rude but you are hurtful in your comments as well. Your answers are not satisfactory and my point is that the insurance industry needs federal regulation without bureaucracy.\”
My original problem with you wasn\’t in what you said, but in how you said it. Why do you have to call someone an idiot? You can just say \”I disagree because…\”
My answers are not satisfactory? I was not arguing with your points to begin with but rather your poor attitude. This is the most coherent thought you have posted on this thread. I never claimed I had all encompassing knowledge of the HO insurance industry. That is why I haven\’t commented on everything you have said… I don\’t sell homeowners insurance, but I do have it. Asking me to educate you or answer your questions when I don\’t have the background is like you explaining the in depth workings of mortgages to me… But, just because I don\’t sell HO insurance doesn\’t mean I can\’t post thoughs, questions and the like on this article.
P.S. No, I don\’t have work to do so I am counting the hours until it is time to go… 3 more hours left…
\”If you don\’t understand your insurance call your agent and You better hope I\’m not serving you a burger with special sauce.\”
I never said I didn\’t understand *my* insurance. Where do you come up with this stuff Joanna? Special sauce? That was a good one. Funny funny!
I lied, imagine that. Maybe, I\’m not Joanna Eiermann after all. I just broke into her email during spring break. God only knows.