Hye mis-informed the trial bar -behind all these challenges and lead by Lotts kin Dickie boy gives much more to the the election process than does the insurance industry see the recent criinal conviction of Mississippi judges and lawyers. They dont even contribute they simply give loans and cash! If your going to point out corruption lets have an open discussion.
Anne, do you mean that if agent\’s explained the coverages that the insured wouldn\’t want to buy it? Is this why agent\’s don\’t want to explain coverage? Are you saying agents are dishonest? Now, why on earth do you feel this way?
Have you ever heard of E & O? If a client has an issue with an agent he is blessed, because he\’ll have coverage. However, they are S.O.L. if the company simply does\’t offer the coverage and you can\’t buy it any where else.
I won\’t call you any names but you need to wake up and smell the coffee.
\”I won\’t call you any names but you need to wake up and smell the coffee.\”- Joanna
Did you make some for Anne? That was nice of you. I\’ll have mine with cream and sugar please.
Not that office staff is any less important (or intelligent- except in your case!) but I knew you were just \”faking\” that you are a real, licensed insurance agent.
Don\’t you worry though. Administrative Professionals Day is on April 25th. You will get your kudos then. :)
I know you are proud of your prestigous degree but what about the insurers you can\’t find a rating with A.M. Best. There are too many mutual companies that don\’t have the reserve or enough reinsurance to pay for a catstrophic EQ in my state, but they can sell it as if they do. There isn\’t any mandate in my state that requires an insurer to file indicating it is keeping up with the reinsurance premiums. What about yours?
I,m beginning to think you don\’t have anything better to do then read your email all day. You still haven\’t answered any of my questions. I also feel that if you really had any integrity that you would have more to say about what you believe. I don\’t know about you but I send all my emails with a smile, because I know I\’m rattling your cage. Ta Ta for now, I\’ve got clients that need help understanding their policies.
\”There are too many mutual companies that don\’t have the reserve or enough reinsurance to pay for a catstrophic EQ in my state, but they can sell it as if they do.\”- Joanna
Where did you get that information from? Did you do research? Or, are you just making assumptions again because that is what YOU think happens? I don\’t know what state you live in (but it\’s far away form me so I am happy!) so I have no way of knowing if this is true.
Do insurance companies not raise premiums to gather more capital to hold in reserves for future claims? Joanna, you keep arguing that rates are too high. Then you argue that companies are insolvent. Hmm… you like to fight both ends of the stick don\’t you? If you live in CA (I am just naming an EQ state that is expensive to live in), why don\’t you tell your poor clients to move somewhere less expensive? Somewhere they can afford HO insurance coverage? That is what people on this board have suggested for those in hurricane \”zones\”. While it might not be feasible for everyone it is definitely for others.
I bet you look in the mirror and have fights with yourself, don\’t you?
I\’ve got work to do but couldn\’t resist responding to your email. Boy, you really are a ding dong. Life insurance proceeds are paid to the beneficiary and they would be the ones to complain and I haven\’t had one yet. Are you saying life insurance companies are complaining about profits?
\”I don\’t know about you but I send all my emails with a smile, because I know I\’m rattling your cage.\”
First of all, this isn\’t e-mail. Secondly, I am obviously getting you more rattled, since your arguments are all scatterbrained, circular and most of all, make no sense.
\”Ta Ta for now, I\’ve got clients that need help understanding their policies.\”
Good, now pour the clients some coffee and tell them a licensed agent will be with them in a few minutes. Then, go back to your filing. :)
Oh yeah, and I did answer some of your questions. But, I guess the person who read these posts to you didn\’t bother to read those responses.
\”What\’s you\’re Earthquake deductible? Do you have an emergency fund to cover this? If you do, you are amoung the elite.\”
I don\’t have an EQ deductible. I don\’t live in an EQ state. But, if I did, yes, I do have an emergency fund. I call it savings (for emergencies, necessities). You call yours the Coach hand bag fund.
\”Are you telling me that most people should have no problem setting a side $20,000 to meet their 10% or higher EQ deductible if they only took the time to read their policy?\” Where on earth did you get that from? Ha ha ha… that\’s funny… no one said anything like that.
\”How is reading the policy going to protect the insured from an insurance company going insolvent when a catastrophic event occurs for which they do insure? How is reading the policy going to stop the insurer from balking on covered losses?\” Wow, you live in the land of make believe, don\’t you?
In closing, I posted this to you earlier:
\”Never said I did or didn\’t agree with you. Just wondered why you have to be so rude.\”
I don\’t agree with you though and I don\’t think anyone here can figure out your true point. People like you make me sad for the future of this country. I hope you don\’t have kids.
Hey AL, saw you last night on CSPAN. You\’re a work aholic and looks like you\’re taking in a little too much CO2, get some rest. Oh, by the way how much does this posistion pay and oh, I need a degree. I want to be an engineer and be real smart like Anne.
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Hye mis-informed the trial bar -behind all these challenges and lead by Lotts kin Dickie boy gives much more to the the election process than does the insurance industry see the recent criinal conviction of Mississippi judges and lawyers. They dont even contribute they simply give loans and cash! If your going to point out corruption lets have an open discussion.
Anne, do you mean that if agent\’s explained the coverages that the insured wouldn\’t want to buy it? Is this why agent\’s don\’t want to explain coverage? Are you saying agents are dishonest? Now, why on earth do you feel this way?
Have you ever heard of E & O? If a client has an issue with an agent he is blessed, because he\’ll have coverage. However, they are S.O.L. if the company simply does\’t offer the coverage and you can\’t buy it any where else.
I won\’t call you any names but you need to wake up and smell the coffee.
\”I won\’t call you any names but you need to wake up and smell the coffee.\”- Joanna
Did you make some for Anne? That was nice of you. I\’ll have mine with cream and sugar please.
Not that office staff is any less important (or intelligent- except in your case!) but I knew you were just \”faking\” that you are a real, licensed insurance agent.
Don\’t you worry though. Administrative Professionals Day is on April 25th. You will get your kudos then. :)
I know you are proud of your prestigous degree but what about the insurers you can\’t find a rating with A.M. Best. There are too many mutual companies that don\’t have the reserve or enough reinsurance to pay for a catstrophic EQ in my state, but they can sell it as if they do. There isn\’t any mandate in my state that requires an insurer to file indicating it is keeping up with the reinsurance premiums. What about yours?
I,m beginning to think you don\’t have anything better to do then read your email all day. You still haven\’t answered any of my questions. I also feel that if you really had any integrity that you would have more to say about what you believe. I don\’t know about you but I send all my emails with a smile, because I know I\’m rattling your cage. Ta Ta for now, I\’ve got clients that need help understanding their policies.
\”There are too many mutual companies that don\’t have the reserve or enough reinsurance to pay for a catstrophic EQ in my state, but they can sell it as if they do.\”- Joanna
Where did you get that information from? Did you do research? Or, are you just making assumptions again because that is what YOU think happens? I don\’t know what state you live in (but it\’s far away form me so I am happy!) so I have no way of knowing if this is true.
Do insurance companies not raise premiums to gather more capital to hold in reserves for future claims? Joanna, you keep arguing that rates are too high. Then you argue that companies are insolvent. Hmm… you like to fight both ends of the stick don\’t you? If you live in CA (I am just naming an EQ state that is expensive to live in), why don\’t you tell your poor clients to move somewhere less expensive? Somewhere they can afford HO insurance coverage? That is what people on this board have suggested for those in hurricane \”zones\”. While it might not be feasible for everyone it is definitely for others.
I bet you look in the mirror and have fights with yourself, don\’t you?
I\’ve got work to do but couldn\’t resist responding to your email. Boy, you really are a ding dong. Life insurance proceeds are paid to the beneficiary and they would be the ones to complain and I haven\’t had one yet. Are you saying life insurance companies are complaining about profits?
You mean I\’m not going to live forever?
\”I don\’t know about you but I send all my emails with a smile, because I know I\’m rattling your cage.\”
First of all, this isn\’t e-mail. Secondly, I am obviously getting you more rattled, since your arguments are all scatterbrained, circular and most of all, make no sense.
\”Ta Ta for now, I\’ve got clients that need help understanding their policies.\”
Good, now pour the clients some coffee and tell them a licensed agent will be with them in a few minutes. Then, go back to your filing. :)
Oh yeah, and I did answer some of your questions. But, I guess the person who read these posts to you didn\’t bother to read those responses.
\”What\’s you\’re Earthquake deductible? Do you have an emergency fund to cover this? If you do, you are amoung the elite.\”
I don\’t have an EQ deductible. I don\’t live in an EQ state. But, if I did, yes, I do have an emergency fund. I call it savings (for emergencies, necessities). You call yours the Coach hand bag fund.
\”Are you telling me that most people should have no problem setting a side $20,000 to meet their 10% or higher EQ deductible if they only took the time to read their policy?\” Where on earth did you get that from? Ha ha ha… that\’s funny… no one said anything like that.
\”How is reading the policy going to protect the insured from an insurance company going insolvent when a catastrophic event occurs for which they do insure? How is reading the policy going to stop the insurer from balking on covered losses?\” Wow, you live in the land of make believe, don\’t you?
In closing, I posted this to you earlier:
\”Never said I did or didn\’t agree with you. Just wondered why you have to be so rude.\”
I don\’t agree with you though and I don\’t think anyone here can figure out your true point. People like you make me sad for the future of this country. I hope you don\’t have kids.
Newt Gingrich is right PAC money should be illegal. Give the legislature back to the people.
Hey AL, saw you last night on CSPAN. You\’re a work aholic and looks like you\’re taking in a little too much CO2, get some rest. Oh, by the way how much does this posistion pay and oh, I need a degree. I want to be an engineer and be real smart like Anne.