So, my guess. Out of all these people that have posted only 2 have dealt with WC. Interesting. Especially those who have been rather agressive against the injured worker.
I am impressed with those who posted in a neutral way about the case. Commenting on how the juriors must have had incredible information to make such a decision. That is such a plus. There is hope out there.
I\’ve been busy cashing all these WC checks I\’ve been getting; man, do I have writers cramp. They don\’t let you do direct deposit on these things for some reason.
Wish I had factored that into my colussus computations.
Just for the record, I am no fan of colussus. However, each company sets colussus up based upon their historical payments for certain types of claims based upon geographical/venue type issues. My experience with a former company was they were drastically overpaying losses due to their use of colussus; it was preventing the adjuster from thinking, or allowing them not to think.
If you have historically underpaid losses, that data is fed into the system; same if you have overpaid historically. Not sure why Jim believes he has a given right to examine any database any more than he has the right to examine the adjuster\’s file, but the system really isn\’t sinister unless the company who enters the data then \’turns it down\’ so as to undervalue by a factor on the historical results.
I know there are people out there who understand it better than I, if so, please feel free to add. I am not attempting to give any secrets away.
I am not a fan as the system cannot anticipate every given situation and venue.
In my particular situation, the company I was working with used the system. After examining every regional office, I found the average soft tissue injury was being overpaid by an average of 15-20%. I based my opinion on my experience settling similar losses. I have worked all 50 states and CA; you get a pretty good feel for it after you lose some (allot) of hair.
Anycase, that company made the changes I recommended (after I left the company for other pastures) and lowered their severity exposure; not by changing the evaluation, but by removing the restrictions they were forcing their reps to work with; in other works, they let the adjusters and supervisors think!
I\’ve lost track of where this who thing started; there\’s allot of anger directed against anyone with cash or power in this country. All I, and many other posters have wondered, is why it was wrong to question why a claimaint with such a colorful history of back injuries was due so much in \’bad faith\’? I\’d love more info; Travellers may have shopped for opinions; if they did, bad on them. And let\’s not assume all Iowa juries are conservative; many are, but Iowa is not the conservative haven many think it to be. There are liberal areas there, too; it\’s pretty middle of the road.
Wow! It is Monday already. Class, let\’s review my comments:
I did not state anything in defense of the injured worker OR the insurance company; nor did I speak in FAVOR of the injured worker OR the insurance company
I did not call anyone names
And, lastly, (for those who REALLY can\’t follow and probably STILL won\’t be able to follow) ***If you are going to state \”facts\” please state your source when asked.*** Plain and simple. Otherwise, your \”facts\” become something you just simply made up.
And, so we begin our workweek. Ahh, this should be fun.
Why can\’t YOU read, Jewel? I have stated my sources. The jury verdicts from countless individual cases and class actions. The book From Good Hands to Boxing Gloves documents everything I have stated. The facts in this book, repeated by me- have been proven in a Court of law. Allstate Ins is so opposed to this book, they have sued the author to try to prevent its publication. They have accepted comtempt sanctions from the court rather than disclose documents proving its institutionalized bad faith. I know. I know. Where\’s the proof Jim/ nameless. Maybe I can read the book to you?
After a nice long weekend, I decided to read Jim\’s post. He still doesn\’t get it. He named ONE source of information that wasn\’t even pertinent to the question I asked him. Perhaps Chad will come back and take a stab at it? Or has he given up too? I can see why. When people can\’t follow along, it gets tough for those whose brains are still functioning properly. A friendly debate is nice but made up \”facts\” are not so much.
Jewel- talk about the pot calling the kettle black. Your inability to comprehend the written word knows no limit. You keep demanding that I support Nameless\’ stated facts. Sorry. I\’ll support my own, not someone else\’s facts. Again, you\’re still hung up on us being one in the same, much like I\’m hung up on you being Ann Coulter. But, I digress. I have stated to you that numerous class action lawsuits and individual lawsuits have exposed the fraud. You dismiss that as just a few hundered thousand isolated incidents. I told you about the book exposing the fraud of Collossus. The book has multiple references pointing to the fraud. But, you persist. I bet you still say stuff like: The insurgency is in its last throes; We can\’t let Saddam\’s smoking gun come in the form of a mushroom cloud; I did not have sex with that woman, Ms. Lewinsky. Geez Jewel. You\’re embarrassing yourself. Stupid Hurts. Oh, and Ms. Coulter, honey, cover up that Adams apple, would ya?
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You are quite defensive. Guess a nerve was hit. Especially with all the name calling. That tells me you may realize that the truth is coming out.
Sounds like a typical adjuster. One who will hurt an IW just because he/she doesn\’t like the way they confront them.
Well said Bob Laublaw!
Well Bubba. It says that you really don\’t know what goes on with WC as an injured worker.
Commenting on this so called fraud against and injured worker isn\’t really fair when you don\’t know all the details now is it?
So, my guess. Out of all these people that have posted only 2 have dealt with WC. Interesting. Especially those who have been rather agressive against the injured worker.
I am impressed with those who posted in a neutral way about the case. Commenting on how the juriors must have had incredible information to make such a decision. That is such a plus. There is hope out there.
Very tastefully done Charles.
I\’ve been busy cashing all these WC checks I\’ve been getting; man, do I have writers cramp. They don\’t let you do direct deposit on these things for some reason.
Wish I had factored that into my colussus computations.
Just for the record, I am no fan of colussus. However, each company sets colussus up based upon their historical payments for certain types of claims based upon geographical/venue type issues. My experience with a former company was they were drastically overpaying losses due to their use of colussus; it was preventing the adjuster from thinking, or allowing them not to think.
If you have historically underpaid losses, that data is fed into the system; same if you have overpaid historically. Not sure why Jim believes he has a given right to examine any database any more than he has the right to examine the adjuster\’s file, but the system really isn\’t sinister unless the company who enters the data then \’turns it down\’ so as to undervalue by a factor on the historical results.
I know there are people out there who understand it better than I, if so, please feel free to add. I am not attempting to give any secrets away.
I am not a fan as the system cannot anticipate every given situation and venue.
In my particular situation, the company I was working with used the system. After examining every regional office, I found the average soft tissue injury was being overpaid by an average of 15-20%. I based my opinion on my experience settling similar losses. I have worked all 50 states and CA; you get a pretty good feel for it after you lose some (allot) of hair.
Anycase, that company made the changes I recommended (after I left the company for other pastures) and lowered their severity exposure; not by changing the evaluation, but by removing the restrictions they were forcing their reps to work with; in other works, they let the adjusters and supervisors think!
I\’ve lost track of where this who thing started; there\’s allot of anger directed against anyone with cash or power in this country. All I, and many other posters have wondered, is why it was wrong to question why a claimaint with such a colorful history of back injuries was due so much in \’bad faith\’? I\’d love more info; Travellers may have shopped for opinions; if they did, bad on them. And let\’s not assume all Iowa juries are conservative; many are, but Iowa is not the conservative haven many think it to be. There are liberal areas there, too; it\’s pretty middle of the road.
Wow! It is Monday already. Class, let\’s review my comments:
I did not state anything in defense of the injured worker OR the insurance company; nor did I speak in FAVOR of the injured worker OR the insurance company
I did not call anyone names
And, lastly, (for those who REALLY can\’t follow and probably STILL won\’t be able to follow) ***If you are going to state \”facts\” please state your source when asked.*** Plain and simple. Otherwise, your \”facts\” become something you just simply made up.
And, so we begin our workweek. Ahh, this should be fun.
Why can\’t YOU read, Jewel? I have stated my sources. The jury verdicts from countless individual cases and class actions. The book From Good Hands to Boxing Gloves documents everything I have stated. The facts in this book, repeated by me- have been proven in a Court of law. Allstate Ins is so opposed to this book, they have sued the author to try to prevent its publication. They have accepted comtempt sanctions from the court rather than disclose documents proving its institutionalized bad faith. I know. I know. Where\’s the proof Jim/ nameless. Maybe I can read the book to you?
After a nice long weekend, I decided to read Jim\’s post. He still doesn\’t get it. He named ONE source of information that wasn\’t even pertinent to the question I asked him. Perhaps Chad will come back and take a stab at it? Or has he given up too? I can see why. When people can\’t follow along, it gets tough for those whose brains are still functioning properly. A friendly debate is nice but made up \”facts\” are not so much.
Thanks though!
Jewel- talk about the pot calling the kettle black. Your inability to comprehend the written word knows no limit. You keep demanding that I support Nameless\’ stated facts. Sorry. I\’ll support my own, not someone else\’s facts. Again, you\’re still hung up on us being one in the same, much like I\’m hung up on you being Ann Coulter. But, I digress. I have stated to you that numerous class action lawsuits and individual lawsuits have exposed the fraud. You dismiss that as just a few hundered thousand isolated incidents. I told you about the book exposing the fraud of Collossus. The book has multiple references pointing to the fraud. But, you persist. I bet you still say stuff like: The insurgency is in its last throes; We can\’t let Saddam\’s smoking gun come in the form of a mushroom cloud; I did not have sex with that woman, Ms. Lewinsky. Geez Jewel. You\’re embarrassing yourself. Stupid Hurts. Oh, and Ms. Coulter, honey, cover up that Adams apple, would ya?