uninsured motorists News

South Carolina High Court Clarifies Uninsured Motorists, Liquor Liability Laws

The South Carolina Supreme Court on Wednesday handed down three opinions that resolve two questions about insurance law. One decision will probably disappoint auto insurers; the other will please carriers in the liquor liability line. In two separate decisions, the …

Ore. Supreme Ct. Voids State Farm ‘Anti-Stacking’ Uninsured Motorist Policy Limit

A provision in State Farm auto policies that limits payouts for uninsured motorist claims to the maximum amount allowed by a single policy cannot be enforced because it does not comply with state law, the Oregon Supreme Court ruled on …

Florida High Court Clarifies Uninsured Motorist Bad Faith Principles

The Florida Fifth Circuit Court of Appeals issued a ruling that the determination of the full extent of damages in an uninsured motorist bad faith case should be adjudicated in the subsequent bad faith lawsuit rather than in the UM …

Oklahoma Senate Proposal Requires Drivers Convicted of DUIs to Hold Insurance

Oklahoma Sen. Ron Sharp has filed legislation to address the state’s high number of uninsured motorists especially those with DUI convictions. Senate Bill 260 would require an individual convicted of Driving Under the Influence (DUI) to have valid auto insurance …

More Insured Drivers in Wyoming

A new study finds that about 35,800 motorists, or 8.7 percent, are uninsured in Wyoming. The study by the Insurance Research Council says Wyoming has the 13th lowest uninsured rate in the nation. Nationally, 12.6 percent of U.S. motorists don’t …

Oklahoma Governor Signs Uninsured Vehicle Legislation

Legislation authorizing law enforcement officers to remove the license tags of uninsured vehicles has been signed into law by Gov. Mary Fallin. Supporters say the law is designed to lower the number of uninsured motorists in Oklahoma. That rate fell …

Properly Enforced No Pay, No Play Laws Reduce Uninsured Motorists: Study

The uninsured motorist (UM) rate can fall by as much as 1.6 percent after a state adopts a no pay, no play law, according to a new study from the Insurance Research Council (IRC), a division of The Institutes. Currently, …

Recession Marked by Bump in Uninsured Motorists

Across the nation, chances are roughly one in seven that a driver is uninsured, according to an Uninsured Motorists study conducted by the Insurance Research Council (IRC). Nine insurers contributed data to the study, representing approximately 50 percent of the …