underinsured motorist coverage News

Auto Insurer Wins Mass. Court Ruling in ‘Blood Relative’ Household Member Case

A Massachusetts Appeals Court has ruled in favor of an insurer in a case involving an automobile accident in which the injured plaintiff sought to obtain underinsured motorist (UIM) coverage under a policy held by the mother and stepfather of …

Choosing Your Punishment May Foreclose UM (UIM) Coverage

Insureds who settle a claim with the tortfeasor’s liability insurer for less than the stated limit of the policy may not satisfy the exhaustion requirement for recovering UIM benefits (or UM benefits where the policy defines a UM vehicle in …

Court Rules Illinois Teen Eligible for UIM Coverage Under Father’s Business Auto Policy

A teen injured in a car wreck is entitled to underinsured motorist coverage (UIM) under her father’s business auto policy even though the vehicle she was riding in was not a listed vehicle on the policy, according to a decision …