UIM News

UIM Endorsement Doesn’t Cover Worker Injured While Not Occupying Employer’s Truck

On October 6, 2016 the United States District Court for the Western District of Kentucky, applying Missouri law, granted a summary judgment for Travelers Property & Casualty Company of America, after holding that the injured plaintiff was not insured by …

Low Penalties Let People Off the Hook for Driving Uninsured

Dan McMullen is an insurance agent in Ferguson, Mo. His Solo Insurance office is on West Florissant Avenue, the epicenter of the trouble two years ago. The building next to his office burned into ruins. There aren’t many millionaires among …

Stacking UIM Coverages Under Missouri Law

Generally, stacking is defined “as an insured’s ability to obtain multiple insurance coverage benefits for an injury either from more than one policy, as where the insured has two or more separate vehicles under separate policies, or from multiple coverages …

Kentucky Court Finds Tort Accrual Trigger for UM Claims Reasonable

The Kentucky Supreme Court has reviewed numerous attempts by insurance companies to limit the time in which insureds have to bring UM and UIM claims. As a result of these prior considerations, the Kentucky Supreme Court has emphasized that insurance …

Washington High Court Decides What Constitutes ‘Use’ for UIM Coverage Attachment

In certification from the United States District Court for the Western District of Washington in Heidi Kroeber v. GEICO Ins. Co., 2016 WL 166528 (Wash. Ct. App., decided Jan. 14, 2016), the Washington Supreme Court, answered the District Court’s certified question …

Excluding Stigma Damages in the Under Insured Motorist Context

“Stigma damages” and “diminished value” damages are not synonymous concepts. “Diminished value” damages generally are available where a vehicle sustains physical damage in an accident, but due to the nature of the damage, the vehicle could not be fully restored …