additional insured News

‘Additional Insured Endorsements’ Can Shift Risk to Parties not at Fault: Viewpoint

“Additional insured” clauses most often start with a contract requiring the first party to name the second party as an additional insured under the first party’s insurance policy. This is often found with or near a contract clause requiring the …

Self-Insured Retention on Policy Allows Insurer to Deny Contractor’s Claim

A general contractor was unsuccessful in its bid to gain coverage as an additional insured, due to a self-insured retention (SIR) endorsement on a subcontractor’s commercial general liability (CGL) insurance policy. In a decision issued by an Indiana appeals court …

Evaluating Tenders of Defense and Indemnification

Evaluating additional insured and contractual indemnification tenders means asking what was promised by an insured to others and how the promise was made, according to Dan D. Kohane, an insurance coverage expert and senior member of the New York-based Hurwitz …