Non-Franchised Auto Dealer’s Physical Damage Program Launched

March 8, 2007

Memphis, TennesseeLondon American Risk Specialists, Inc. and Integon Specialty, a division of GMAC Insurance, are pleased to introduce the immediate launch of a Non-Franchised Auto Dealer’s Physical Damage (DOL) Program for dealerships located in Tennessee, Arkansas, & Mississippi. The coverage is very broad in scope and offers several attractive deductible options.

Available Coverage:

  • Specified Perils: Fire, lightning or explosion; Theft and Total Theft; Weather; Earthquake; Vandalism and malicious mischief; Sinking, burning collision or derailment of any conveyance of a covered auto
  • Collision
  • Inventory Specified Perils
  • Theft, flood and weather (includes flood) may be excluded
  • Optional Coverage:
    • Inventory Collision
      False Pretense – $25,000 – (higher limits available)
      Unaccompanied Test Drives – an employee of the insured must accompany test drives


  • Maximum value per vehicle: $25,000 (higher limit available)
  • Maximum Limit: $250,000 (higher limit available with GMAC Insurance underwriter approval)
  • Coverage for first 2 furnished autos included – additional furnished autos for an additional premium. Inventory Collision is optional
  • Coinsurance Requirement: 100%

For additional information contact Martina Lewis
at 800-448-7188 ext 329,

London American Risk Specialists, Inc. is an independently owned and operated surplus lines/wholesale operation, headquartered in Houston, Texas.

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