Untangling the Work Comp Mess: Who is Covered and When


In this guide, you will learn about two key workers’ concepts and issues. The first key concept is the out of state problem, those extraterritoriality and reciprocity issues. The second key concept deals with the the employer’s liability coverage, a coverage that is extraterritoriality and reciprocity.

  • Out-of-State Problems
  • Knowing Where Workers Work
  • Options of Injured Employees
  • Two “Jurisdictional” Tests
  • Reciprocity and Jurisdictional Issues
  • Which States Should be “3.A.” States
  • Which States Should be “3.C.” States
  • The Need for Employers’ Liability Protection
  • What is and Who Qualifies as an “Outside Party”
  • Work Comp and CGL Coverage Gaps Requiring EL
  • Exceptions to the Employers’ Liability Exclusion in the CGL
  • Types of Claims Covered by Employers’ Liability
  • Managing Employers’ Liability Coverage in Monopolistic States
  • A Word About Limits

This webinar transcript is presented by Chris Boggs of the Big “I” Virtual University.  

Christopher Boggs, CPCU, ARM, ALCM, LPCS, AAI, APAChristopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

Executive Director, Big I Virtual University

Chris Boggs is the Executive Director of the Independent Insurance Agents and Brokers of America (Big “I”) Virtual University. His current duties involve researching, writing, and teaching property and casualty insurance coverages and concepts to Big “I” members and others in the insurance industry. During his career, Boggs has authored more than 1,000 insurance and risk management-related articles on a wide range of topics as diverse as Credit Default Swaps, the MCS-90, and enterprise risk management. In addition to this, Boggs has written 15 insurance and risk management books.