Mercury Names Its 10 Most Affordable Vehicles To Insure in California

October 12, 2015

A California auto insurer has just compiled a list of the least expensive cars to insure in the state.

Mercury Insurance, a company that has provided auto insurance to California drivers since 1962, had its research and development team examine the top 100 make/model combinations for the 2012 – 2015 model years. The list was created based on the Mercury price for full coverage – liability, comprehensive and collision – in California.

Honda vehicles occupy three of the top four spots. Here is the complete top-10 list, beginning with the cheapest vehicle.

  1. Honda Fit – subcompact car
  2. Ford Fiesta – compact car
  3. Honda CR-V – crossover SUV
  4. Honda Pilot – crossover SUV
  5. MINI Countryman – premium compact car
  6. Ford Edge – crossover SUV
  7. Scion XB – wagon
  8. Mazda3 – compact car
  9. Hyundai Elantra – compact car
  10. Toyota Sienna – minivan

“There are many factors that go into calculating the cost to insure different vehicles, but the cost to repair them when they are damaged is at the top of the list,” said Jim Reeves, group manager, R&D for Mercury Insurance. “The vehicles on our list, led by the Honda Fit, are more than 10 percent cheaper to insure than the average of all cars and trucks insured by Mercury. These savings can help reduce the cost of ownership, so you should always consider what it will cost to insure your new car when you’re shopping for the perfect vehicle.”

Based on the price for full coverage, here are the top five most affordable vehicles (listed in order) to insure with Mercury in 2016 by body style.


  1. Chrysler 200
  2. FIAT 500
  3. MINI Cooper Roadster
  4. Mazda MX-5 Miata
  5. Chevrolet Camaro


  1. MINI Cooper
  2. Honda Accord
  3. Kia Forte
  4. Honda Civic
  5. Nissan Altima


  1. Honda Fit
  2. Scion IQ
  3. FIAT 500
  4. Mazda3
  5. Toyota Yaris

Pickup Truck

  1. Chevrolet Colorado
  2. GM Canyon
  3. GM Sierra C1500
  4. Toyota Tacoma
  5. Chevrolet Silverado


  1. Ford Fiesta
  2. Chevrolet Sonic
  3. Mazda3
  4. Hyundai Elantra
  5. Honda Accord

Crossover SUV

  1. Honda CR-V
  2. Honda Pilot
  3. Ford Edge
  4. Ford Escape
  5. Kia Sorento


  1. Toyota Sienna
  2. Volkswagen Routan
  3. Dodge Grand Caravan
  4. Chrysler Town and Country
  5. Honda Odyssey

Other factors, such as a driver’s experience and accident history, can push the rate up or down, but were not included in the rate calculations.

Source: Mercury Insurance

Was this article valuable?

Here are more articles you may enjoy.