Fireman’s Fund Insurance Company has expanded its wildfire program to include response services, which may include the application of fire-blocking solutions to a policyholder’s home and surrounding vegetation.
The Wildfire Response Program, which already included wildfire assessments and extensive wildfire preparation for homes and land, now provides a complimentary additional layer of protection to eligible Prestige Home policyholders who enroll.
“One-third of homes are in Wildland Urban Interface (WUI) making them vulnerable to wildfire,” said Kathleen Stalter, Western Risk Services and Solutions Manager, Fireman’s Fund.
During a wildfire, actions to defend a home from wildfire may include:
-Removal of combustible materials from around the home
-Set-up of a perimeter sprinkler system
-Spray the home or surrounding property with a fire-blocking solution
The Wildfire Response Program is currently offered in the following states: Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada, Oregon, Texas, Utah, Washington and Wyoming.
Fireman’s Fund includes Wildfire Loss Avoidance coverage to the enhanced Prestige Home Premier product, which is launching in numerous wildfire-prone states and throughout the country in 2014 and 2015. Coverage includes up to $10,000 for the reasonable and necessary cost incurred to protect a client’s home from imminent danger caused by a wildfire covered under the policy.
Source: Fireman’s Fund Insurance Company
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