You say, “Is there an insurance company in America you like? I would like to know what alternative solution you have?” If you had a brain and actually visited the web site you would see on the front page (if you scroll down a bit) I have a list of “Alternatives to Farmers Insurance”, but since you don’t have a brain I guess you missed it. http://www.farmersinsurancegroupsucks.com/
You say, “You say this is good for the industry, do you work in it? I think I saw on your site somewhere that you are a computer programmer? How can you say what is good for employees of a particular line of business when you do not belong to it?” I hear it from employees of Farmers Insurance that’s how and observations. Do I have to be a Wal-mart employee to know that their employees need to unionize? It’s obvious. As obvious as I know that Farmers Insurance Sucks!
You say, “You say Farmers will not let them unionize? Last time I checked a company cannot keep employees from unionizing. How would you propose they are doing this? If people want to unionize they can and it is illegal for a company to stop them. Is this more propaganda?” What planet you living on?! Lets tell this “propaganda” to Wal-mart employees, “you all can unionize and Wal-mart can’t stop you!”, they will all laugh in your face! It may be illegal but companies have a way around that or we would not have a “union” issue at Wal-mart or Farmers Insurance.
You say, “I will not respond to any more comments as you will continue to believe what you believe and I will as well. ” Ah..great! You don’t have much to say anyway and what you do say you can\’t seem to back up. Farmers Insurance is a Bad Faith, Low-Balling, Claim Denying company. Farmers Insurance is the WORST company to have a claim with. I say this from EXPERIENCE. I had a claim with them.
Farmers sucks, IS WHAT YOU FAIL TO UNDERSTAND. I was with Farmers for 22 years. I\’m still involved in claims; I work for a law firm on the plaintiff side.
All Farmers adjusters are now data entry imputers and nothing more. The turn over is rampant, around the country. All companies are seeing huge turnover. How the companies can afford this and try so many cases with or without house counsel is beyond me. Farmers turn over rate in WA State is unbelievable! 1 office I know of turned over 60% in 6 mo. That is a fact!
Why pay Millions for Colossus?
Why pay millions to house or outside counsel?
Why pay so much to train and then have the CR quit?
DE Novo everything just like Allstate?
Who is leading this Allstate? Hey All Fall in lock step w Allstate\’s business plan?
Well, I quit!
I\’m much more happy now. I\’ll be happier when Farmers and Allstate get what they deserve. Do you realize that Allstate routinely denies benefits under PIP? That they have changed their policy (unilaterally) to force insured’s to make their claims through litigation rather than an arbitration? They step into the shoes of the UM and defend the case (at great expense to their own insured’s). They just lay their largess against their own policy payers, and adopt a philosophy that the small firms don\’t have the resources to fight them. The house counsel hammers them (their own premium payers) into submission
Delay, delay, delay. I recently had a preemptive off on a cliam. I said ,\”How do you know what the claim is worth, we haved sent a demand?\” Turns out she evaluated the claim on the PIP info and IME\’s which should have been protected but not SAFECO.
The pendulem will swing. We\’re seeing more outside cousel refuseing to take files and are seeing turnover in the house counsel firms. Meantime, we wait for a big firm to take them to the table with Unfair pratices and bad faith.
What do you know anyway? Brian Murphy and Nancy what\’s her name are screwing the co. up. Nancy decided that the reserves were to low on PD and MD clams so she upped the amount reservered for those claims, leaving a lot less $ for BI claim reserves. So, now the adjuster has to jump through hoops just to put an appropriate reserve on a case. MASSIVE PAPAER WORK for a simple adjustment. STUPID
I realize I stated I would not respond to any more post but I just cannot resist. Webmaster, you are a song and dance machine, it is actually very funny.
You list alternatives on your website, but I see you slinging your propaganda on those as well. So what is it? Are they convienant choices when you want them to be?
You do not have to work in the industry, because employees tell you about it? ONCE AGAIN, BECAUSE YOU APPEAR TO BE SOMEWHAT SLOW, DID IT EVER OCCUR TO YOU THEY WERE WORTHLESS EMPLOYEES OF THE INDUSTRY TO START WITH! Here is a thought, is it possible you make up stories and emails and then post them on your website as truth? I would bet so!
I cannot back up what I say? I WORK IN THE INDUSTRY. I have worked for FARMERS, STATE FARM, PROGRESSIVE, ALLSTATE, AAA, AMERICAN FAMILY, USAA, SAFECO, and MERCURY all across the country (which includes CA). I have first hand experience, which anyone with a BRAIN, would realize I am a little more experienced on the subject than a computer programmer with a complex.
You say you know from first hand experience, because you had a claim? Please share – first party, third party? Did they not pay for your trailer?
I will end my post with this: I AM MORE QUALIFIED THAN YOU TO SPEAK ON THE SUBJECT. I SPEAK MORE TRUTH THAN YOU CAN DREAM OF (BECAUSE MINE IS TRUTH AND YOURS IS PROPAGANDA). I do no have a Brain, a heart, and common sense to know your site (and all of your sites) are smoke and mirrors, nothing more.
I would say have a good weekend, but I am pretty sure you are not a happy person so I find it hard to believe you could accomplish this.
I\’m not angry Chris, I\’m actually a very happy person. I just don\’t like them. And let me clarify. I don\’t like the ambulance chasing kind like Harry Gaunt. I\’ve been in the business almost 30 years, 15 of which I spent handling Auto BI claims in a very large venue, and it tends to warp your attitude after a while. I have a lot of friends who are legit BI attys who do a great job and service for their clients. It\’s just for every legit BI atty, there\’s probably 10 scum bags.
I am aware of what Mr. Lott is trying to do through that Billy Bob lawyer of his. It\’s a joke. I had posted previously in another article that Lott should be ashamed of himself. He\’s an embarrassment to the State of Mississippi. I wasn\’t aware of Santorum\’s claim. What a joke!
DD its not a joke that Santorum and Lott retained attorneys but it highlights the lengths you have to go to get some semblence of justice while making most insurance claims. It is hard for me to believe that you have many friends who are BI attorneys yet still hate Trial Attorneys. Your experience has jaded you and not for the better. If all you hear all day long for 15 years is attorneys are bad, it is hard to ignore that propaganda. It is the chicken and egg theory: If Insurance companies were fair to claimants and paid them fair value for their claims, I would be out of a job. It will never happen though because carriers, like Farmers who was fined a measly 1 million dollars for claims practices that most reasonable people would find abhorent, will never change their nickle and dime mentality, which causes even anti trial atty politicians such as Lott and Santorum to each retain a trial attorney. In most professions you will find 10% of its members \”bad apples\”. Its no different with trial attorneys. However, to make a blanket statement that you hate all trial attorneys is not based on facts but emotions flamed by an Industry that does not like trial attys who hold their feet to the fire to pay claims in a reasonable and fair fashion. Can you imagine not having any checks and balances on the Insurance Industry? Absolute power corrupts absolutely. Ours would be a scary country without trial attorneys. Whether you would admit that or not depends on how jaded you have become. In regards to Farmers, I have handled claims with over 200 carriers here in California and it is clear that Farmers is in the top 3 of bad carriers regarding claims. Most good attorneys here in California would agree with that assessment.
Its obvious you have some deep problem with Farmers with all your websites ect…
Was your mold claim denied? You go ahead and stay with your current carrier until you have a claim. In the meantime find a new hobby, besides stewing over Farmers.
Re: Farmers Insurance Group et alia (Zurich?). I can testify to problems with claim adjustors;they dealt,in bad faith, misrepresenting,delaying,threatening and reducing my sister to tears when they demanded (not requested) that she accede to their evaluations of the value of her car and the possible cost of repairs. I was helping her to get the car repaired (it had suffered purely external damage due to a fender-bender for which she held no responsiblity.) If you replaced the front light the car would be entirely street-legal. The rear fender and the front fender were pushed in, but no other operational damage at all. The adjustors claim that since the estimate of repair costs is more than half the estimated value (by their valuation both times) the car qualifies as wreck which they will auction off. The other party was uninsured, making the company liable to pay for all of repairs, etc. The key to the pressure is the company\’s use of the category \’wreck\’ (entirely a financial figment of corporate policy) to effectively prevent the insuree from getting her car back and the repairs done. Their threat to classify a \’wreck\’ will make re-registration necessary (more expense to my sister!) As it stands she will not get her car back whether she agrees or not; she will lose all value in the car and you can imagine what her insurance rates will look like. The agents are using every device, pressure and not too transparent financial threat to force her to accept their evaluation. I should say the FIG claim adjustor referred the evalution to a company; he failed to clarify the evaluator was an employee of FIG, not the other company.
All in all, I have never met such a crew of pirates; this is, possibly, legal extortion. The bad faith exhibited by FIG agents in this case is certain and is despicable. This is the short version. My condolences to anyone insured by FIG/Zurich.
We have updated our privacy policy to be more clear and meet the new requirements of the GDPR. By continuing to use our site, you accept our revised Privacy Policy.
You say, “Is there an insurance company in America you like? I would like to know what alternative solution you have?” If you had a brain and actually visited the web site you would see on the front page (if you scroll down a bit) I have a list of “Alternatives to Farmers Insurance”, but since you don’t have a brain I guess you missed it.
http://www.farmersinsurancegroupsucks.com/
You say, “You say this is good for the industry, do you work in it? I think I saw on your site somewhere that you are a computer programmer? How can you say what is good for employees of a particular line of business when you do not belong to it?” I hear it from employees of Farmers Insurance that’s how and observations. Do I have to be a Wal-mart employee to know that their employees need to unionize? It’s obvious. As obvious as I know that Farmers Insurance Sucks!
You say, “You say Farmers will not let them unionize? Last time I checked a company cannot keep employees from unionizing. How would you propose they are doing this? If people want to unionize they can and it is illegal for a company to stop them. Is this more propaganda?” What planet you living on?! Lets tell this “propaganda” to Wal-mart employees, “you all can unionize and Wal-mart can’t stop you!”, they will all laugh in your face! It may be illegal but companies have a way around that or we would not have a “union” issue at Wal-mart or Farmers Insurance.
You say, “I will not respond to any more comments as you will continue to believe what you believe and I will as well. ” Ah..great! You don’t have much to say anyway and what you do say you can\’t seem to back up. Farmers Insurance is a Bad Faith, Low-Balling, Claim Denying company. Farmers Insurance is the WORST company to have a claim with. I say this from EXPERIENCE. I had a claim with them.
http://www.farmersinsurancegroupsucks.com/
Farmers sucks, IS WHAT YOU FAIL TO UNDERSTAND. I was with Farmers for 22 years. I\’m still involved in claims; I work for a law firm on the plaintiff side.
All Farmers adjusters are now data entry imputers and nothing more. The turn over is rampant, around the country. All companies are seeing huge turnover. How the companies can afford this and try so many cases with or without house counsel is beyond me. Farmers turn over rate in WA State is unbelievable! 1 office I know of turned over 60% in 6 mo. That is a fact!
Why pay Millions for Colossus?
Why pay millions to house or outside counsel?
Why pay so much to train and then have the CR quit?
DE Novo everything just like Allstate?
Who is leading this Allstate? Hey All Fall in lock step w Allstate\’s business plan?
Well, I quit!
I\’m much more happy now. I\’ll be happier when Farmers and Allstate get what they deserve. Do you realize that Allstate routinely denies benefits under PIP? That they have changed their policy (unilaterally) to force insured’s to make their claims through litigation rather than an arbitration? They step into the shoes of the UM and defend the case (at great expense to their own insured’s). They just lay their largess against their own policy payers, and adopt a philosophy that the small firms don\’t have the resources to fight them. The house counsel hammers them (their own premium payers) into submission
Delay, delay, delay. I recently had a preemptive off on a cliam. I said ,\”How do you know what the claim is worth, we haved sent a demand?\” Turns out she evaluated the claim on the PIP info and IME\’s which should have been protected but not SAFECO.
The pendulem will swing. We\’re seeing more outside cousel refuseing to take files and are seeing turnover in the house counsel firms. Meantime, we wait for a big firm to take them to the table with Unfair pratices and bad faith.
What do you know anyway? Brian Murphy and Nancy what\’s her name are screwing the co. up. Nancy decided that the reserves were to low on PD and MD clams so she upped the amount reservered for those claims, leaving a lot less $ for BI claim reserves. So, now the adjuster has to jump through hoops just to put an appropriate reserve on a case. MASSIVE PAPAER WORK for a simple adjustment. STUPID
I realize I stated I would not respond to any more post but I just cannot resist. Webmaster, you are a song and dance machine, it is actually very funny.
You list alternatives on your website, but I see you slinging your propaganda on those as well. So what is it? Are they convienant choices when you want them to be?
You do not have to work in the industry, because employees tell you about it? ONCE AGAIN, BECAUSE YOU APPEAR TO BE SOMEWHAT SLOW, DID IT EVER OCCUR TO YOU THEY WERE WORTHLESS EMPLOYEES OF THE INDUSTRY TO START WITH! Here is a thought, is it possible you make up stories and emails and then post them on your website as truth? I would bet so!
I cannot back up what I say? I WORK IN THE INDUSTRY. I have worked for FARMERS, STATE FARM, PROGRESSIVE, ALLSTATE, AAA, AMERICAN FAMILY, USAA, SAFECO, and MERCURY all across the country (which includes CA). I have first hand experience, which anyone with a BRAIN, would realize I am a little more experienced on the subject than a computer programmer with a complex.
You say you know from first hand experience, because you had a claim? Please share – first party, third party? Did they not pay for your trailer?
I will end my post with this: I AM MORE QUALIFIED THAN YOU TO SPEAK ON THE SUBJECT. I SPEAK MORE TRUTH THAN YOU CAN DREAM OF (BECAUSE MINE IS TRUTH AND YOURS IS PROPAGANDA). I do no have a Brain, a heart, and common sense to know your site (and all of your sites) are smoke and mirrors, nothing more.
I would say have a good weekend, but I am pretty sure you are not a happy person so I find it hard to believe you could accomplish this.
I\’m not angry Chris, I\’m actually a very happy person. I just don\’t like them. And let me clarify. I don\’t like the ambulance chasing kind like Harry Gaunt. I\’ve been in the business almost 30 years, 15 of which I spent handling Auto BI claims in a very large venue, and it tends to warp your attitude after a while. I have a lot of friends who are legit BI attys who do a great job and service for their clients. It\’s just for every legit BI atty, there\’s probably 10 scum bags.
I am aware of what Mr. Lott is trying to do through that Billy Bob lawyer of his. It\’s a joke. I had posted previously in another article that Lott should be ashamed of himself. He\’s an embarrassment to the State of Mississippi. I wasn\’t aware of Santorum\’s claim. What a joke!
DD its not a joke that Santorum and Lott retained attorneys but it highlights the lengths you have to go to get some semblence of justice while making most insurance claims. It is hard for me to believe that you have many friends who are BI attorneys yet still hate Trial Attorneys. Your experience has jaded you and not for the better. If all you hear all day long for 15 years is attorneys are bad, it is hard to ignore that propaganda. It is the chicken and egg theory: If Insurance companies were fair to claimants and paid them fair value for their claims, I would be out of a job. It will never happen though because carriers, like Farmers who was fined a measly 1 million dollars for claims practices that most reasonable people would find abhorent, will never change their nickle and dime mentality, which causes even anti trial atty politicians such as Lott and Santorum to each retain a trial attorney. In most professions you will find 10% of its members \”bad apples\”. Its no different with trial attorneys. However, to make a blanket statement that you hate all trial attorneys is not based on facts but emotions flamed by an Industry that does not like trial attys who hold their feet to the fire to pay claims in a reasonable and fair fashion. Can you imagine not having any checks and balances on the Insurance Industry? Absolute power corrupts absolutely. Ours would be a scary country without trial attorneys. Whether you would admit that or not depends on how jaded you have become. In regards to Farmers, I have handled claims with over 200 carriers here in California and it is clear that Farmers is in the top 3 of bad carriers regarding claims. Most good attorneys here in California would agree with that assessment.
Webmaster,
Its obvious you have some deep problem with Farmers with all your websites ect…
Was your mold claim denied? You go ahead and stay with your current carrier until you have a claim. In the meantime find a new hobby, besides stewing over Farmers.
Re: Farmers Insurance Group et alia (Zurich?). I can testify to problems with claim adjustors;they dealt,in bad faith, misrepresenting,delaying,threatening and reducing my sister to tears when they demanded (not requested) that she accede to their evaluations of the value of her car and the possible cost of repairs. I was helping her to get the car repaired (it had suffered purely external damage due to a fender-bender for which she held no responsiblity.) If you replaced the front light the car would be entirely street-legal. The rear fender and the front fender were pushed in, but no other operational damage at all. The adjustors claim that since the estimate of repair costs is more than half the estimated value (by their valuation both times) the car qualifies as wreck which they will auction off. The other party was uninsured, making the company liable to pay for all of repairs, etc. The key to the pressure is the company\’s use of the category \’wreck\’ (entirely a financial figment of corporate policy) to effectively prevent the insuree from getting her car back and the repairs done. Their threat to classify a \’wreck\’ will make re-registration necessary (more expense to my sister!) As it stands she will not get her car back whether she agrees or not; she will lose all value in the car and you can imagine what her insurance rates will look like. The agents are using every device, pressure and not too transparent financial threat to force her to accept their evaluation. I should say the FIG claim adjustor referred the evalution to a company; he failed to clarify the evaluator was an employee of FIG, not the other company.
All in all, I have never met such a crew of pirates; this is, possibly, legal extortion. The bad faith exhibited by FIG agents in this case is certain and is despicable. This is the short version. My condolences to anyone insured by FIG/Zurich.
Hey AGENT, Farm Boy, why don\’t you get a REAL job and quit screwing customers out of their hard earned money?
Now where having a mature conversation. Don\’t step on those mold spores you could die. Get out of the house and live.