Kentucky House Panel Tightens Reins on Vehicle Insurance Lapse

A Kentucky House panel says when it comes to letting your vehicle insurance lapse, one strike and you’re out.

Currently, Kentucky law allows a driver’s insurance to lapse three times before the vehicle registration is revoked.

But under a bill passed Tuesday, that number would drop to one time.

The bill’s sponsor is Democratic Rep. Keith Hall of Phelps. Hall says drivers would still have 60 days from the time insurance lapses to restore coverage.

Republican Rep. David Floyd of Bardstown asked for an amendment to allow some members of the military to be exempt from the penalties.

The bill cleared the House Transportation Committee on Tuesday with a unanimous vote. It now moves to the full House for consideration.