South Carolina Legislation Proposes Digital Proof of Insurance

By SEANNA ADCOX | March 5, 2014

A bill on Gov. Nikki Haley’s desk would allow South Carolina drivers to use their smartphone in a traffic stop to prove they have insurance.

While TV commercials suggest officers already accept electronic proof, South Carolina is not among the 30 states currently allowing the convenience.

State law requires drivers to keep proof of insurance in their vehicles at all times, which they must be able to show an officer on demand.

The Senate gave final approval last week to the bill specifying insurers can provide coverage policies through a smartphone, which drivers can use as proof.

Oyango Snell with the Property Casualty Insurers Association of America says the option means drivers don’t have to keep up with a paper card that must be replaced every six months.

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