Insurers Slam Florida Citizens Expansion Bill

April 10, 2007

  • April 11, 2007 at 2:45 am
    Make the call!! says:
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    Make the call people. Adjusters do not favor companies over the people . This is not right I know it and so do you. Tell the truth.

  • April 10, 2007 at 3:03 am
    Joe Johnson says:
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    Citizens is already receiveing bailout money for past claims expenses. This is comletely unfair to the private market, and nothing more than a premium deferral plan for the residents of FL. Citizens does not have adequate reserves to pay claims. All of us will be paying in the form of taxes and assessments. Not one dollar is actually being saved by anyone.

    Citizens lowering their rates as a result of the January legislation is comical. They do not buy reinsurance, and are not achieving any savings to pass on to policyholders. They are now looking to protect the massive amounts of government jobs that have been created by lowering their already unsound rates further.

    The proposed legislation is a disgrace. Make Citizens more competitive? They are insolvent, and assess their competitors for all of their massive losses. How does one make them \”more competitive\”?

  • April 11, 2007 at 3:24 am
    wkj lr says:
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    rs, Attorney General of Illinois, State\’s Atty,
    STATE FARM CROOKED HEADQUARTERS, Dept of Insurancce Judge, and every
    where I could. If none of them were interested enough in this small
    potatoes, then nothing happens. Each one blamed the other for not doing
    anything, so therefore they couldn\’t do anything either.

    DON\’T blame it on one bad agent and then discard.
    That\’s silly. (unless he hypnotized everyone else)

    It has been shown to be COMPANY POLICY. In this era of Clinton-ethics
    spreading it\’s disease everywhere, most people WILL NOT stand up for
    what\’s right, ESPECIALLY if it\’s only to mess with \”small stuff\” that
    doesn\’t profit them.

    Remember the battle cry when people tried to teach kids right and
    wrong?… \”What right do you have to teach your values to other
    people?\”
    Words like \”honor\”, \”truth\”, \”character\” are now held in disdain, and
    are ridiculed.

    Today the ones who stand up and point out \”that\’s wrong!\” are the ones
    attacked for not being \”tolerant\” of the concienseless. It\’s not the
    rotten wrongdoers that get punished- It\’s the do-gooder \”intolerant\”
    types saying \”hey, that\’s not right!\” who get beat up and attacked for
    not happily approving other\’s \”rights\” to be despicable..

    Sorry about getting on a soapbox..
    D L

    ***************************

    Group: alt.autos.studebaker Date: Thu, Apr 27, 2000, 11:09pm From:
    diskb…@indy.net (Jim Turner) Re: STATE FARM
    turn your loss into your ins carrier, They have a contract with you. Let
    Your carrier do the investigation, and present the facts. That\’s what
    your Ins is supposed to do! If the owner was with the vehicle just
    after, was a ticket issued for leaving the scrs, Attorney General of Illinois, State\’s Atty,
    STATE FARM CROOKED HEADQUARTERS, Dept of Insurancce Judge, and every
    where I could. If none of them were interested enough in this small
    potatoes, then nothing happens. Each one blamed the other for not doing
    anything, so therefore they couldn\’t do anything either.

    DON\’T blame it on one bad agent and then discard.
    That\’s silly. (unless he hypnotized everyone else)

    It has been shown to be COMPANY POLICY. In this era of Clinton-ethics
    spreading it\’s disease everywhere, most people WILL NOT stand up for
    what\’s right, ESPECIALLY if it\’s only to mess with \”small stuff\” that
    doesn\’t profit them.

    Remember the battle cry when people tried to teach kids right and
    wrong?… \”What right do you have to teach your values to other
    people?\”
    Words like \”honor\”, \”truth\”, \”character\” are now held in disdain, and
    are ridiculed.

    Today the ones who stand up and point out \”that\’s wrong!\” are the ones
    attacked for not being \”tolerant\” of the concienseless. It\’s not the
    rotten wrongdoers that get punished- It\’s the do-gooder \”intolerant\”
    types saying \”hey, that\’s not right!\” who get beat up and attacked for
    not happily approving other\’s \”rights\” to be despicable..

    Sorry about getting on a soapbox..
    D L

    ***************************

    Group: alt.autos.studebaker Date: Thu, Apr 27, 2000, 11:09pm From:
    diskb…@indy.net (Jim Turner) Re: STATE FARM
    turn your loss into your ins carrier, They have a contract with you. Let
    Your carrier do the investigation, and present the facts. That\’s what
    your Ins is supposed to do! If the owner was with the vehicle just
    after, was a ticket issued for leaving the scrs, Attorney General of Illinois, State\’s Atty,
    STATE FARM CROOKED HEADQUARTERS, Dept of Insurancce Judge, and every
    where I could. If none of them were interested enough in this small
    potatoes, then nothing happens. Each one blamed the other for not doing
    anything, so therefore they couldn\’t do anything either.

    DON\’T blame it on one bad agent and then discard.
    That\’s silly. (unless he hypnotized everyone else)

    It has been shown to be COMPANY POLICY. In this era of Clinton-ethics
    spreading it\’s disease everywhere, most people WILL NOT stand up for
    what\’s right, ESPECIALLY if it\’s only to mess with \”small stuff\” that
    doesn\’t profit them.

    Remember the battle cry when people tried to teach kids right and
    wrong?… \”What right do you have to teach your values to other
    people?\”
    Words like \”honor\”, \”truth\”, \”character\” are now held in disdain, and
    are ridiculed.

    Today the ones who stand up and point out \”that\’s wrong!\” are the ones
    attacked for not being \”tolerant\” of the concienseless. It\’s not the
    rotten wrongdoers that get punished- It\’s the do-gooder \”intolerant\”
    types saying \”hey, that\’s not right!\” who get beat up and attacked for
    not happily approving other\’s \”rights\” to be despicable..

    Sorry about getting on a soapbox..
    D L

    ***************************

    Group: alt.autos.studebaker Date: Thu, Apr 27, 2000, 11:09pm From:
    diskb…@indy.net (Jim Turner) Re: STATE FARM
    turn your loss into your ins carrier, They have a contract with you. Let
    Your carrier do the investigation, and present the facts. That\’s what
    your Ins is supposed to do! If the owner was with the vehicle just
    after, was a ticket issued for leaving the sc

  • April 10, 2007 at 3:34 am
    another bob says:
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    We in the Rest of the World are waiting for the Big One to hit you Floridians, \’cause we know we will be expected to bail you out of the horrific mess you have allowed your legislators and governor to make of the insurance industry there. Makes little difference whether you have Citizens or Private Company, you will come to us with your hands out. We\’re waiting. But maybe some of you Floridians are, too.

  • April 10, 2007 at 3:35 am
    PLJ says:
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    Citizens should have plenty of money to pay for CAT losses . Their preium was double that of another company that gave a quote with more coverage. Give it time! I agree with one statement below that when the money flows in the insurance companies are there to extort it from you but when it comes to paying a claim every consumer owneed junk or is trying to buck the system.
    I\’m going to say it again look on MSN insider trading under some of these major carrier symbols and see what the CEO,CFO\’s took home as stock option bonus\’ in addition to any salary and/or salary raises!

  • April 10, 2007 at 3:59 am
    SWFL homeowner says:
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    Wait… I won\’t be coming to you with my hands out, my insurance company will….I am paying my premiums and not complaining one bit about it. Why do the FL residents get blamed for this? How have \”I ALLOWED\” this to happen? I am a working class person who just wants to pay his insurance bill. Its funny that it seems that \”the rest of the world\” all think that we live on the beach and have yachts tied up behind our homes. Again please note that I am not complaining about my bill, just want to know who the lesser of two evils is!

  • April 10, 2007 at 4:08 am
    Linda says:
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    I am with you pal. I won\’t be coming to anyone looking for a hand out either. I pay my insurance bills too. I do not live on the beach nor do I have a yacht. I do have homeowners, wind and flood and pay a lot of money to the carriers.

    I think the perception of the \”rest of the world\” is out of whack. The majority of Floridian\’s are hard working families and not the rich and famous. Robin Leach certainly will not be knocking on my door.

  • April 10, 2007 at 4:10 am
    Jewel says:
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    SWFL Homeowner- (good post!)

    You allowed it to happen by not voting the right person into office. If you had voted differently, we\’d be in a different boat. And people would still be complaining about us Floridians.

    That\’s a joke. People are always going to be complaining. I always say that if the whole world thought something was a good idea that inevitably one person would change his mind and disagree just to cause trouble. You won\’t be able to win your argument. I pay my premium without complaints. If I need to make a claim, I want to get paid a fair amount (what I am owed… no more, no less). I am sure another bob would NEVER take a handout of any type. (I am not saying I would).

    Now, would you mind giving me a hand? I need to tie up the yacht before I jet off to Italy.

    Thanks! :)

  • April 10, 2007 at 4:13 am
    OmniSure says:
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    Dear SWFL Homeowner,
    Put your trust in the politition that is asking for your trust. Charlie Crist enhanced Citizens to be a market of FIRST Choice, so… he wants your business. The standard carriers DONT. Theyre non renewing, pulling out, no new business etc. Charlie Crist deserves your insurance business and your vote because hs is THE ONLY ONE ASKING YOU FOR IT!

    Shame on the insurance industry! If we go SOCIAL, I hope it includes ALL LINES, not just CAT exposed lines, but AUTO, LIFE, HEALTH, etc. YOU DON\’T DESERVE TO BE IN THE INSURANCE BUSINESS, if you can\’t provide the service. Ben Franklin is rolling over in his grave, however, he would have been enlightend enough to FIX this problem of which THE ENTIRE INDUSTRY continues to RUN AWAY FROM!

    Good for you Charlie, you have *ALLS! I mean COURAGE!

  • April 10, 2007 at 4:15 am
    Jewel says:
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    I didn\’t get non-renewed.

    Guess my ins. co. likes me :)

    Maybe I will get non-renewed later this year. Then I can complain too!



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