You didn\’t answer my question until now. But, keep thinking that you\’re smart. Your posts do nothing to convince people of that theory.
Try READING what someone is posting… and try ANSWERING their questions instead of running in circles like the mindless hamster you have proven yourself to be.
Au contrair AdjusterJoe, but the NOAA predicts that a cat 5 storm can cause flooding 15 miles inland in S. Florida. Because of the shape and depth of the sea floor, our surge won\’t be as high as the N. Gulf Coast gets, but the land rises less rapidly so it will reach further.
We got almost no surge from Andrew because it was moving so fast it literally outran it\’s surge.
So you know much less about surge and overall storm effects than you think you do.
You can go to NOAA\’s website and get their maps showing projected reach of surge for cat. 5 storms. It\’s quite scary.
And yes, the NFIP was always intended to be a subsidized program. Problem with it is they have allowed it to be used to promote building in very unsafe areas, and, the definition of flood plain does not contemplate flooding from storm surge.
In some areas they now only let you have one flood loss, then you cannot buy coverage again, but that is only for the most extremely exposed areas. That needs to be expanded, and coverage should be available as an endorsement to
the homeowners so all damage is covered under one policy – one adjuster handles all the damage.
it is fruitlesss to attempt to have a discusssion with someone as ignornat as you. When anyone attmepts discusison with an ignorant person as you are, you bring the level of the discussion down to your level where you have home field advantsge.
You should really learn about the insurance industry. But with your lack of comprehension, it is probably impossible.
I was speaking of the history of storms in the 20th & 21st centuries, not theoretical NOAA. Until Kartrina hit, Camille was the worst on record and the storm surge was nowhere near the Katrina. BTW, I was asked a direct qustion and answered a direct question. You must be as dumb as Jewel. The entire post was a response. What else was it to releate to?
\”Posted On: April 16, 2007, 12:23 pm CDT
Posted By: adjusterjoe
Comment:
You apparently are confused. Having seen the remains of both Lott\’s and Scruggs\’ homes in person, and knowing both were raised there, they are arguing only the wind came first. BTW, the concurrent causation clause of State Farm has been struck down.\”
Oh really? Then explain this:
Mr. Lott and several thousand other Mississippi homeowners are suing State Farm and other insurers, arguing that the winds of Katrina pushed floodwaters across the beaches and that the policies they bought that promise coverage against wind damage should be honored. (posted on nytimes.com)
If they only argued about the wind coming first, then why is there ANY mention of water? You have NO clue what you are talking about Joe. You are using the classic method of trying to confuse people by talking in circles in a misguided attempt to confuse them. Too bad you\’re too stupid to use the method effectively.
Good one. When you make up the story then it suits your needs. I have personally heard the argument of Scruggs on tv and read the judgements against State Farm on the losses and none is for wind driven surge. Please refrain from beingso stupid that you must make up your story.
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no… that\’s your job.
You didn\’t answer my question until now. But, keep thinking that you\’re smart. Your posts do nothing to convince people of that theory.
Try READING what someone is posting… and try ANSWERING their questions instead of running in circles like the mindless hamster you have proven yourself to be.
he makes up his own to answer and then called you stupid.
So, Joe, let\’s see how you turn this question upside down…
So, how does Scruggs feel about tidal water, water carried by wind, and storm surge?
correction \”then calls you stupid\”
my bad ;D
Au contrair AdjusterJoe, but the NOAA predicts that a cat 5 storm can cause flooding 15 miles inland in S. Florida. Because of the shape and depth of the sea floor, our surge won\’t be as high as the N. Gulf Coast gets, but the land rises less rapidly so it will reach further.
We got almost no surge from Andrew because it was moving so fast it literally outran it\’s surge.
So you know much less about surge and overall storm effects than you think you do.
You can go to NOAA\’s website and get their maps showing projected reach of surge for cat. 5 storms. It\’s quite scary.
And yes, the NFIP was always intended to be a subsidized program. Problem with it is they have allowed it to be used to promote building in very unsafe areas, and, the definition of flood plain does not contemplate flooding from storm surge.
In some areas they now only let you have one flood loss, then you cannot buy coverage again, but that is only for the most extremely exposed areas. That needs to be expanded, and coverage should be available as an endorsement to
the homeowners so all damage is covered under one policy – one adjuster handles all the damage.
Jewel has you Joe, you did not tell us what argument Scruggs used to justify surge damage coverage under the homeowners.
You did give a mostly accurate (except for S. Fl. effects) of how surge works, etc., but nothing about what Scrugg\’s argument was.
it is fruitlesss to attempt to have a discusssion with someone as ignornat as you. When anyone attmepts discusison with an ignorant person as you are, you bring the level of the discussion down to your level where you have home field advantsge.
You should really learn about the insurance industry. But with your lack of comprehension, it is probably impossible.
I was speaking of the history of storms in the 20th & 21st centuries, not theoretical NOAA. Until Kartrina hit, Camille was the worst on record and the storm surge was nowhere near the Katrina. BTW, I was asked a direct qustion and answered a direct question. You must be as dumb as Jewel. The entire post was a response. What else was it to releate to?
McFly? McFly? anybody home Temblor. The single adjuster program already in place through the WYO program.
\”Posted On: April 16, 2007, 12:23 pm CDT
Posted By: adjusterjoe
Comment:
You apparently are confused. Having seen the remains of both Lott\’s and Scruggs\’ homes in person, and knowing both were raised there, they are arguing only the wind came first. BTW, the concurrent causation clause of State Farm has been struck down.\”
Oh really? Then explain this:
Mr. Lott and several thousand other Mississippi homeowners are suing State Farm and other insurers, arguing that the winds of Katrina pushed floodwaters across the beaches and that the policies they bought that promise coverage against wind damage should be honored. (posted on nytimes.com)
If they only argued about the wind coming first, then why is there ANY mention of water? You have NO clue what you are talking about Joe. You are using the classic method of trying to confuse people by talking in circles in a misguided attempt to confuse them. Too bad you\’re too stupid to use the method effectively.
Thanks for playing!
Good one. When you make up the story then it suits your needs. I have personally heard the argument of Scruggs on tv and read the judgements against State Farm on the losses and none is for wind driven surge. Please refrain from beingso stupid that you must make up your story.