I find it very interesting that you all blame the consumer for inflating claims. I personally have turned in a “real” claim a couple of years ago where the insurance company adjuster is the one who inflated the claim & the insurance company’s agent didn’t seem to care when I brought it to his attention. The adjuster had the estimate from the body shop who was going to repair the vehicles & still paid out a MUCH higher amount. Seems to me fraud is all around us.
Never fear Antoninus, as soon as Comrad Obama takes over the insurance industry too, there will be plenty of “consumer protections” to go along with less coverage at higher prices.
We didn’t “all blame the consumer”. The article was written from this perspective. I know that there are bad and dishonest adjusters out there but their motivation to pay more on a claim isn’t quite as clear or common as the consumer’s. This article probably explains why we’re seeing more PIP clims in a bad economy. Everyone from insureds, chiro’s, & pain clinics have their hand in the insurance cookie jar.
Insurors, as a matter of practice, underpay claims. If this isn’t insurance fraud, I don’t know what is. They make as much money by underreserving losses as invesment income in this crappy economy, so there’s even more incentive to underpaqy these claims.
Yes, the Patriot Act contained many treasures. Warrantless wiretapping, demanding telecom companies turn over call records without warrants, declaring people “enemy combatants” and holding them indefinitely without charge. IIRC, one librarian even went to prison for refusing to turn over book checkout records. It was like living in a sci-fi book from the 50’s. Not to mention Bush’s attitude toward executive power (there are three equal branches of government, but the executive branch is more equal than the other two).
There’s a reason Obama won by a landslide in 2008. Many of us will “never forget”. Unfortunately Obama and the Democrats have been a far bigger disappointment than expected (ie some disappointment was expected given the ridiculous hype surrounding that campaign).
The only answer is smaller government. Unfortunately none of the parties are offering that – smaller government is not in their nature.
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Sue- do you have a pit bull too?
I find it very interesting that you all blame the consumer for inflating claims. I personally have turned in a “real” claim a couple of years ago where the insurance company adjuster is the one who inflated the claim & the insurance company’s agent didn’t seem to care when I brought it to his attention. The adjuster had the estimate from the body shop who was going to repair the vehicles & still paid out a MUCH higher amount. Seems to me fraud is all around us.
Never fear Antoninus, as soon as Comrad Obama takes over the insurance industry too, there will be plenty of “consumer protections” to go along with less coverage at higher prices.
Vote to restore our Constitution in November!!!
Yeah. The Republicans had the utmost respect for our Constitution when they were in power.
Groan…………..Mr Vague aka “youngin'”. Are you referring to the Patriot Act? Could you be more specific??????
You probably are need of more consumer protection! Wish you the best protection around!
We didn’t “all blame the consumer”. The article was written from this perspective. I know that there are bad and dishonest adjusters out there but their motivation to pay more on a claim isn’t quite as clear or common as the consumer’s. This article probably explains why we’re seeing more PIP clims in a bad economy. Everyone from insureds, chiro’s, & pain clinics have their hand in the insurance cookie jar.
Insurors, as a matter of practice, underpay claims. If this isn’t insurance fraud, I don’t know what is. They make as much money by underreserving losses as invesment income in this crappy economy, so there’s even more incentive to underpaqy these claims.
I have a novel idea; How about everyone promoting JUSTICE instead of protection for one side or the other?
Yes, the Patriot Act contained many treasures. Warrantless wiretapping, demanding telecom companies turn over call records without warrants, declaring people “enemy combatants” and holding them indefinitely without charge. IIRC, one librarian even went to prison for refusing to turn over book checkout records. It was like living in a sci-fi book from the 50’s. Not to mention Bush’s attitude toward executive power (there are three equal branches of government, but the executive branch is more equal than the other two).
There’s a reason Obama won by a landslide in 2008. Many of us will “never forget”. Unfortunately Obama and the Democrats have been a far bigger disappointment than expected (ie some disappointment was expected given the ridiculous hype surrounding that campaign).
The only answer is smaller government. Unfortunately none of the parties are offering that – smaller government is not in their nature.