I have worked in the insurance industry for over 25 years and I have seen insurance companies swindle many, many insureds out of proper settlements. So it works both ways!
I see unemployedjoe has made it to this board and spewing lies about State Farm folks being instructed to \’defend to the death\’. Clown, how many times do I have to call you out as a liar about this non-exisistent memo you refer to before I hear anything but dead silence from you? And I have some good advice for you, you are an independent adjuster. Again I say an independent adjuster. This does not make you all knowing of all companies practices so shut up.
Dear Jewel , of State Farm. Do not depend on your own understanding.Don,t be impressed with your own wisdom. I do hope this is not the best part of you. Please do not be so foolish. Putting confidence in evildoers and envy in people who care . P.S .I no not live in Mississippi. Jewel go back and read Kim David Story I hope it will open your heart.
I don\’t work for State Farm. Where do you nut jobs get your information? Stop making up things in your little minds and pay attention to what has actually been posted.
You and your other personalities (Melanie, Kim David) need to stop with your insane rants.
Lawsuit Claims Paralysis Caused by Denial of Claim
West News • May 15, 2007
A 39-year-old Washington woman paralyzed from injuries caused in a car crash sued her insurer for denying coverage for surgery doctors agree could have prevented her paralysis. Tara Sadler, a …
Back to article
Insurance Journal is not responsible for the content of the message below.
Subject: RE: RE: RE: : No PAY
Posted On: May 15, 2007, 7:26 pm CDT
Posted By: KJEW
Comment:
It is the position of State Farm that the hurricane actually improved this kitchen. We should be charging the homeowner for improvements, not paying him for damages.
*******
This house died of old age. Not covered.
*******
I doubt there was even a house here to begin with. Investigate \”homeowner\” for insurance fraud.
*******
It appears that some rogue appliances pushed a car into this house. I\’m absolutely sure that the policy doesn\’t cover damage from cars being pushed by rogue appliances.
*******
OK, if the car ran into the house, then it\’s covered. But it looks to me like this happened the other way around.
*******
If you look closely, you\’ll see that it\’s the porch that\’s damaged, not the house itself. We sell homeowner\’s insurance, not porchowner\’s insurance.
*******
This house just quit. It doesn\’t look like it made even the slightest effort to weather the storm. We don\’t cover quitters.
Subject Posted By Posted On
RE: RE: State Farm is ROTTEN TO THE CORE
Subject
State Farm Insurance supervisors systematically demanded that Hurricane Katrina damage reports be buried or replaced or changed so that the company would not have to pay policyholders\’ claims in Mississippi, two State Farm insiders tell ABC News.
fraud committed by insurance companies is even more reprehensible than policyholder and claimant fraud. Insurance companies and agents are licensed by the state. They have a fiduciary duty to policyholders and claimants. They proclaim they are subject to the highest ethical standards. But they are often as dishonest and fraudulent as some of their often denounced policyholders. So they are often both frauds and hypocrites.
Consider how easy it is to commit insurance fraud. Even insurance textbooks admit that policies are unread and unreadable. According to Vaughan and Vaughan, Fundamentals of Risk and Insurance (8th edition): \”In most cases, the customer is asked to purchase a product in which he or she becomes a party to a contract that he or she has not read nor would understand if it were read.\” That is almost an open invitation to fraud. When selling the contract or when paying claims under it, insurance personnel know that the buyer or claimant may be at their mercy. Claims adjusters, anxious to make a record by denying claims, have a field day. Insurance agents, anxious to earn commissions, can also join the field day in puffing and misrepresenting policies.
Would that be the two insiders who committed a felony by giving proprietary information to Dickie Scruggs, and then didn\’t turn it over when they were ordered to do so by the federal judge?
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I have worked in the insurance industry for over 25 years and I have seen insurance companies swindle many, many insureds out of proper settlements. So it works both ways!
I see unemployedjoe has made it to this board and spewing lies about State Farm folks being instructed to \’defend to the death\’. Clown, how many times do I have to call you out as a liar about this non-exisistent memo you refer to before I hear anything but dead silence from you? And I have some good advice for you, you are an independent adjuster. Again I say an independent adjuster. This does not make you all knowing of all companies practices so shut up.
Dear Jewel , of State Farm. Do not depend on your own understanding.Don,t be impressed with your own wisdom. I do hope this is not the best part of you. Please do not be so foolish. Putting confidence in evildoers and envy in people who care . P.S .I no not live in Mississippi. Jewel go back and read Kim David Story I hope it will open your heart.
What are you even talking about?
You obviously do not understand anything I have posted. Until you actually comprehend my words and their meaning, please stop posting to me.
Thank you
I don\’t work for State Farm. Where do you nut jobs get your information? Stop making up things in your little minds and pay attention to what has actually been posted.
You and your other personalities (Melanie, Kim David) need to stop with your insane rants.
comments for:
Lawsuit Claims Paralysis Caused by Denial of Claim
West News • May 15, 2007
A 39-year-old Washington woman paralyzed from injuries caused in a car crash sued her insurer for denying coverage for surgery doctors agree could have prevented her paralysis. Tara Sadler, a …
Back to article
Insurance Journal is not responsible for the content of the message below.
Subject: RE: RE: RE: : No PAY
Posted On: May 15, 2007, 7:26 pm CDT
Posted By: KJEW
Comment:
It is the position of State Farm that the hurricane actually improved this kitchen. We should be charging the homeowner for improvements, not paying him for damages.
*******
This house died of old age. Not covered.
*******
I doubt there was even a house here to begin with. Investigate \”homeowner\” for insurance fraud.
*******
It appears that some rogue appliances pushed a car into this house. I\’m absolutely sure that the policy doesn\’t cover damage from cars being pushed by rogue appliances.
*******
OK, if the car ran into the house, then it\’s covered. But it looks to me like this happened the other way around.
*******
If you look closely, you\’ll see that it\’s the porch that\’s damaged, not the house itself. We sell homeowner\’s insurance, not porchowner\’s insurance.
*******
This house just quit. It doesn\’t look like it made even the slightest effort to weather the storm. We don\’t cover quitters.
Subject Posted By Posted On
RE: RE: State Farm is ROTTEN TO THE CORE
Subject
State Farm Insurance supervisors systematically demanded that Hurricane Katrina damage reports be buried or replaced or changed so that the company would not have to pay policyholders\’ claims in Mississippi, two State Farm insiders tell ABC News.
fraud committed by insurance companies is even more reprehensible than policyholder and claimant fraud. Insurance companies and agents are licensed by the state. They have a fiduciary duty to policyholders and claimants. They proclaim they are subject to the highest ethical standards. But they are often as dishonest and fraudulent as some of their often denounced policyholders. So they are often both frauds and hypocrites.
Consider how easy it is to commit insurance fraud. Even insurance textbooks admit that policies are unread and unreadable. According to Vaughan and Vaughan, Fundamentals of Risk and Insurance (8th edition): \”In most cases, the customer is asked to purchase a product in which he or she becomes a party to a contract that he or she has not read nor would understand if it were read.\” That is almost an open invitation to fraud. When selling the contract or when paying claims under it, insurance personnel know that the buyer or claimant may be at their mercy. Claims adjusters, anxious to make a record by denying claims, have a field day. Insurance agents, anxious to earn commissions, can also join the field day in puffing and misrepresenting policies.
Would that be the two insiders who committed a felony by giving proprietary information to Dickie Scruggs, and then didn\’t turn it over when they were ordered to do so by the federal judge?
A similar incoherent post was also posted on another thread using Melanie\’s name.
So please stop using 500 different names to post- Melanie/Erin/Kim David, etc.
It doesn\’t strengthen your cause.