In Katrina, I lost a secondary home and it\’s contents, a boat and two friends. Many clients lost much more.
We don\’t have any mad clients, however.
Claims weren\’t handled as soon as people liked but I live 70 miles from New Orleans and had two Allstate adjusters stay with me a week ( I don\’t even represent Allstate). They\’d drive the 70 miles to New Orleans every day \’cause there were no other places to stay in N. O.
With just a slab left, how can one say what was done by wind prior to the waves (or wall of water) taking all the building down in some FIVE MINUTES from no flood to inundating water rising way above the roofs? Only God knows but I think, after looking first hand at much damage, that wind would leave alot to examine where water takes all. Hard to explain unless you were there. Kinda like telling someone who has none how it is to raise kids.
Sounds like alot of posters slept in a Holiday Inn Express last night.(and some need to)
Brian- I understand what you are saying, and I agree with most of it, but I would like to point out one thing.
You, yourself, pointed out that in cases where there was even a partial house left that the major carriers paid.
You also agree that away from possible flooding losses wind claims were paid.
However, claims close to the ocean weren\’t paid.
Some of those denials of coverage are probably fraud, just based on the law of averages.
However, many of them are due to a single exclusion in the policy.
You know- the one that said that if the home was destroyed by flood the policy wouldn\’t pay for the wind damage?
So… claims close to the sea where some house was left standing with evidence of both wind and water damage were paid. Claims far away from the sea damaged by wind were paid. Claims close to the sea with no home left for evidence are under dispute.
Even if (using your reasoning) the number of open claims is 10 or 15 percent, it would still appear that the vast majority of insureds got some sort of recompense.
Was their fraud?
Probably.
Is every denied claim a fraud case?
Probably not.
Should we imprison every insurance exec and turn over risk management to the people who administer medicare?
Katrinafying Kansas
By INVESTOR\’S BUSINESS DAILY | Posted Wednesday, May 09, 2007 4:20 PM PT
Leadership: Democrats are starting to blame the federal government every time their governors get caught unprepared for natural disasters. Nowhere is that more blatant than in the Greensburg tornado aftermath.
Louisiana Gov. Kathleen Blanco blamed the feds after the 2005 hurricane that devastated New Orleans. Now Kansas\’ Gov. Kathleen Sebelius is doing the same.
It\’s become a pattern: Democrats blaming President Bush for their own lack of disaster preparedness. Like Blanco in Katrina, Sebelius claims the federal response to the May 6 tornado that leveled the town of Greensburg was slow. She blames Bush\’s deployment of Kansas National Guardsmen in Iraq.
The president and his latest critic.
\”States all over the country are not only missing personnel,\” she told CNN, \”they don\’t have the equipment they need to come in. And it will just make it that much slower.\”
Fact is, she had 4,500 guard troops on call for this town of 1,600 if she needed them. She also had offers of help from other states for any resources Kansas asked for.
More than that, Kansas itself is full of resources — like farm equipment, along with private companies and citizen volunteers that can use them as effectively as any military equipment to clean up.
Worse, after Sebelius\’ loud complaints, it turned out she hadn\’t even asked the Federal Emergency Management Agency for help.
\”If you don\’t request it,\” White House Spokesman Tony Snow noted, \”you\’re not going to get it.\” That, by the way, is the law.
What Sebelius was really doing was resurrecting the bogus 2005 Katrina-era myth of an unresponsive federal government shunning a helpless disaster-struck community for no good reason.
Sebelius isn\’t alone. Democratic presidential candidate Barack Obama on Wednesday decried the 10,000 Greensburg tornado deaths. There were in fact 12 people killed. Never mind. An aide later called it a slip of the tongue, but the similarity to wildly overblown death estimates in New Orleans was unmistakable.
Why were so few people killed in a tornado that destroyed 90% of the town? Unlike New Orleans, Greensburg\’s 1,500 self-reliant residents used their 20-minute warning to find shelter.
That\’s why it is they who see though Sebelius\’ bid to blame Bush.
\”The \’poor response\’ thing is just B.S.\” a disgusted Greensburg resident, Mike Swigart, told WCBS TV. He cited a swift National Guard response, and fellow farmers who rushed in to help.
Nor were the Kansas residents clamoring for aid. Self-reliance, it seems, is an antidote to political opportunism from demagogues who would turn everyone into a victim. These Kansans knew hay from political hay. Maybe it\’s time Sebelius did, too.
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Then the US should remove Florida from the map?
What about fires ?
Last month 50 tornadoes hit US within 1 day?
Think these Victims will have problems with their claims? Without a doubt!
Dirk, Trent Lott is a consevative republicans now sponsoring legislation to revoke the insurance industry\’s anti-trust exemption.
In Katrina, I lost a secondary home and it\’s contents, a boat and two friends. Many clients lost much more.
We don\’t have any mad clients, however.
Claims weren\’t handled as soon as people liked but I live 70 miles from New Orleans and had two Allstate adjusters stay with me a week ( I don\’t even represent Allstate). They\’d drive the 70 miles to New Orleans every day \’cause there were no other places to stay in N. O.
With just a slab left, how can one say what was done by wind prior to the waves (or wall of water) taking all the building down in some FIVE MINUTES from no flood to inundating water rising way above the roofs? Only God knows but I think, after looking first hand at much damage, that wind would leave alot to examine where water takes all. Hard to explain unless you were there. Kinda like telling someone who has none how it is to raise kids.
Sounds like alot of posters slept in a Holiday Inn Express last night.(and some need to)
Hey ya-all….can we pleeeaaase cut the politics and the cat fights?
Hi Laurie,
I\’m assuming you must be new to the posts here. They\’re all politics and cat fights. :-)
Jewel. Where\’s the baby deer story? You got my curiosity now.
Brian- I understand what you are saying, and I agree with most of it, but I would like to point out one thing.
You, yourself, pointed out that in cases where there was even a partial house left that the major carriers paid.
You also agree that away from possible flooding losses wind claims were paid.
However, claims close to the ocean weren\’t paid.
Some of those denials of coverage are probably fraud, just based on the law of averages.
However, many of them are due to a single exclusion in the policy.
You know- the one that said that if the home was destroyed by flood the policy wouldn\’t pay for the wind damage?
So… claims close to the sea where some house was left standing with evidence of both wind and water damage were paid. Claims far away from the sea damaged by wind were paid. Claims close to the sea with no home left for evidence are under dispute.
Even if (using your reasoning) the number of open claims is 10 or 15 percent, it would still appear that the vast majority of insureds got some sort of recompense.
Was their fraud?
Probably.
Is every denied claim a fraud case?
Probably not.
Should we imprison every insurance exec and turn over risk management to the people who administer medicare?
Not a chance in heil.
Katrinafying Kansas
By INVESTOR\’S BUSINESS DAILY | Posted Wednesday, May 09, 2007 4:20 PM PT
Leadership: Democrats are starting to blame the federal government every time their governors get caught unprepared for natural disasters. Nowhere is that more blatant than in the Greensburg tornado aftermath.
Louisiana Gov. Kathleen Blanco blamed the feds after the 2005 hurricane that devastated New Orleans. Now Kansas\’ Gov. Kathleen Sebelius is doing the same.
It\’s become a pattern: Democrats blaming President Bush for their own lack of disaster preparedness. Like Blanco in Katrina, Sebelius claims the federal response to the May 6 tornado that leveled the town of Greensburg was slow. She blames Bush\’s deployment of Kansas National Guardsmen in Iraq.
The president and his latest critic.
\”States all over the country are not only missing personnel,\” she told CNN, \”they don\’t have the equipment they need to come in. And it will just make it that much slower.\”
Fact is, she had 4,500 guard troops on call for this town of 1,600 if she needed them. She also had offers of help from other states for any resources Kansas asked for.
More than that, Kansas itself is full of resources — like farm equipment, along with private companies and citizen volunteers that can use them as effectively as any military equipment to clean up.
Worse, after Sebelius\’ loud complaints, it turned out she hadn\’t even asked the Federal Emergency Management Agency for help.
\”If you don\’t request it,\” White House Spokesman Tony Snow noted, \”you\’re not going to get it.\” That, by the way, is the law.
What Sebelius was really doing was resurrecting the bogus 2005 Katrina-era myth of an unresponsive federal government shunning a helpless disaster-struck community for no good reason.
Sebelius isn\’t alone. Democratic presidential candidate Barack Obama on Wednesday decried the 10,000 Greensburg tornado deaths. There were in fact 12 people killed. Never mind. An aide later called it a slip of the tongue, but the similarity to wildly overblown death estimates in New Orleans was unmistakable.
Why were so few people killed in a tornado that destroyed 90% of the town? Unlike New Orleans, Greensburg\’s 1,500 self-reliant residents used their 20-minute warning to find shelter.
That\’s why it is they who see though Sebelius\’ bid to blame Bush.
\”The \’poor response\’ thing is just B.S.\” a disgusted Greensburg resident, Mike Swigart, told WCBS TV. He cited a swift National Guard response, and fellow farmers who rushed in to help.
Nor were the Kansas residents clamoring for aid. Self-reliance, it seems, is an antidote to political opportunism from demagogues who would turn everyone into a victim. These Kansans knew hay from political hay. Maybe it\’s time Sebelius did, too.
The story is here:
http://www.insurancejournal.com/news/midwest/2007/05/14/79654.htm
OK, so maybe it\’s not a baby deer. I actually just said the first idea that came into my head. Then, I found this article. Pretty funny.
Anyway, if fakeadjusterjoe found his way there we would all be in trouble.
It\’s going to be a long week if he keeps posting. Of course, his moronic remarks remind me that I am glad I am not stupid. :)
I hope you\’re enjoying your day!
Jewel, Adjusterjoe has just as much right as you do to voice is opinion! You get too excited and defensive!
Thanks Jewel,
Yeah, the day is going well so far. I know I can always depend on the postings on IJ to get me through my day.
Thanks everyone. :-)