Fancinating and rewarding to take money for people & screw them out of what they needed, when they needed it.
Please…You are a Typical Male Pig!
You too will have to answer one day
Whatever you do, comes back to you.
No one escapes that. In time.
To Lady in waiting:
I would never want to self defeat by saying something like \”you are a typical female witch.\” Just imagine what a factless, baseless statement would do to advance my cause? Nothing, it would only hurt it! I am sure you are intelligent enough to debate me on the issues, but why would you tell the world that you lack intelligence? What you said is something a loser would say, don\’t you agree? Don\’t tell me this is the way you usually debate, is it?
Duh, you claim to be highly intelligent but you don\’t even know how to leave a feedback.
I agree: Adjuster Joe You Gotta Go!
You are not as smart as you want to be.
\”\”If you on the other hand listen to the press, listen to the stories, listen to the people, who are getting in front of the microphones, it is a constant barrage of the criticism, of hyperbole, that seem to tell the story to the American people that almost no one has been paid, and that everyone is very dissatisfied.\”
What, what, what!?! You mean the media misrepresents, misreports, spins, exagerates, or otherwise fails to give the whole story? You mean they can actually make something worse than it really is? You mean they ignore good news to paint the most bleak picture possible? I\’m sure there\’s a lesson to be learned here about other news stories and current events.
So much hostility… wow! Can\’t we all just get along… here: a couple rules and we\’ll live happier:
1) Republicans AND Democrats are trying to get re-elected and not lose the cushy job they have manipulating the US.
2) Katrina\’s aftermath was mishandled (The Democrat govenor and mayor failed the citizens of LA and the Republican congress and president failed the US – although there wasn\’t much they could do since they weren\’t asked to help, until too late).
3) Some foriegn aid was turned away following Katrina, often this was because it was from nations we were not willing, politically, to deal with or because it was aid that would have spoiled in transit or storage.
4) Some insurance companies horribly mishandled the aftermath of Katrina. Not that they blatantly attempted to screw policyholders (although some may have) but many policyholders are attempting to blame anyone they can for their own negligence in obtaining appropriate insurance when you live below sea level in a hurricane prone area.
5) The media\’s job is ratings, not reporting. What sells, runs.
6) We\’re not all shills for a particular company. We all have valid points (for the most part) but some choose to be more easily sucked into conspiracy theories, company bashing, or political party bashing.
Let\’s move on… don\’t build below sea level in an area prone to hurricanes, if you do, get the RIGHT insurance. If it happens again, stop complaining when a company makes a business decision to raise rates or stop writing there… MOVE! Take some personal responsibility… the government\’s job is not to be there to bail you out or protect you from your own ignorance. Stop making the country bail you out because of how you CHOOSE to live. Along those lines, insurance companies: pay what you\’re supposed to pay.
If the claims not yet settled would not have been INTENTIONALY MISREPRESENTED by the carriers, this would all be over. Had they gone in and paid for roofs, decking, some framing, ceilings, etc (about 20-35% of limits) this would never be happening. The carriers would have saved the bad press and tens, if not hundreds, of millions of dollars.
In all fairness I think you\’re also exaggerating. Many carriers did do the right thing and have not been named in suits, some even assisted Disaster Recovery teams and lent invaluable support in terms of manpower and material.
The problem is that noone reads insurance contracts, flood exlusions were not understood, defining storm surge vs flood had never been tested in as large an area, people never thought they\’d experience this (mainly becuase they ignored warnings, tests, models that were prepared by the federal government).
Sure, some insurance companies mishandled Katrina claims; some were overwhelmed by the scope of the disaster, some may have made an effort to screw as many customers as they could. But I don\’t think it\’s fair to say P&C companies are all at fault nor do I place all the blame on them for applying their interpretation of a contract.
Find me 1000 home&auto owners and I\’ll show you 995 people who have no idea what kind of insurance they have, what limits they cary, what feature would pay in event of a particular claim, etc.
Working in the industry, I\’m tired of asking people what liability limits they have presently only to hear \”I have full coverage\” or \”Umm… it\’s a $500 deductable\”.
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Fancinating and rewarding to take money for people & screw them out of what they needed, when they needed it.
Please…You are a Typical Male Pig!
You too will have to answer one day
Whatever you do, comes back to you.
No one escapes that. In time.
To Lady in waiting:
I would never want to self defeat by saying something like \”you are a typical female witch.\” Just imagine what a factless, baseless statement would do to advance my cause? Nothing, it would only hurt it! I am sure you are intelligent enough to debate me on the issues, but why would you tell the world that you lack intelligence? What you said is something a loser would say, don\’t you agree? Don\’t tell me this is the way you usually debate, is it?
Duh, you claim to be highly intelligent but you don\’t even know how to leave a feedback.
I agree: Adjuster Joe You Gotta Go!
You are not as smart as you want to be.
\”\”If you on the other hand listen to the press, listen to the stories, listen to the people, who are getting in front of the microphones, it is a constant barrage of the criticism, of hyperbole, that seem to tell the story to the American people that almost no one has been paid, and that everyone is very dissatisfied.\”
What, what, what!?! You mean the media misrepresents, misreports, spins, exagerates, or otherwise fails to give the whole story? You mean they can actually make something worse than it really is? You mean they ignore good news to paint the most bleak picture possible? I\’m sure there\’s a lesson to be learned here about other news stories and current events.
If you got your news from IJ, you would think that every claim was denied and that every house was a slab case.
You would also be called an apologist for arguing that 98% of claims closed within one year means that the industry did a good job.
So much hostility… wow! Can\’t we all just get along… here: a couple rules and we\’ll live happier:
1) Republicans AND Democrats are trying to get re-elected and not lose the cushy job they have manipulating the US.
2) Katrina\’s aftermath was mishandled (The Democrat govenor and mayor failed the citizens of LA and the Republican congress and president failed the US – although there wasn\’t much they could do since they weren\’t asked to help, until too late).
3) Some foriegn aid was turned away following Katrina, often this was because it was from nations we were not willing, politically, to deal with or because it was aid that would have spoiled in transit or storage.
4) Some insurance companies horribly mishandled the aftermath of Katrina. Not that they blatantly attempted to screw policyholders (although some may have) but many policyholders are attempting to blame anyone they can for their own negligence in obtaining appropriate insurance when you live below sea level in a hurricane prone area.
5) The media\’s job is ratings, not reporting. What sells, runs.
6) We\’re not all shills for a particular company. We all have valid points (for the most part) but some choose to be more easily sucked into conspiracy theories, company bashing, or political party bashing.
Let\’s move on… don\’t build below sea level in an area prone to hurricanes, if you do, get the RIGHT insurance. If it happens again, stop complaining when a company makes a business decision to raise rates or stop writing there… MOVE! Take some personal responsibility… the government\’s job is not to be there to bail you out or protect you from your own ignorance. Stop making the country bail you out because of how you CHOOSE to live. Along those lines, insurance companies: pay what you\’re supposed to pay.
There, it\’s over.
If the claims not yet settled would not have been INTENTIONALY MISREPRESENTED by the carriers, this would all be over. Had they gone in and paid for roofs, decking, some framing, ceilings, etc (about 20-35% of limits) this would never be happening. The carriers would have saved the bad press and tens, if not hundreds, of millions of dollars.
yeah, joe, you know everything.
Give us all a break and stop posting.
I love how he always turns every story (even one about a baby deer) into an anti-insurance company rant.
Only in Joe\’s world does that even make sense.
HOORAY FOR JEWEL
In all fairness I think you\’re also exaggerating. Many carriers did do the right thing and have not been named in suits, some even assisted Disaster Recovery teams and lent invaluable support in terms of manpower and material.
The problem is that noone reads insurance contracts, flood exlusions were not understood, defining storm surge vs flood had never been tested in as large an area, people never thought they\’d experience this (mainly becuase they ignored warnings, tests, models that were prepared by the federal government).
Sure, some insurance companies mishandled Katrina claims; some were overwhelmed by the scope of the disaster, some may have made an effort to screw as many customers as they could. But I don\’t think it\’s fair to say P&C companies are all at fault nor do I place all the blame on them for applying their interpretation of a contract.
Find me 1000 home&auto owners and I\’ll show you 995 people who have no idea what kind of insurance they have, what limits they cary, what feature would pay in event of a particular claim, etc.
Working in the industry, I\’m tired of asking people what liability limits they have presently only to hear \”I have full coverage\” or \”Umm… it\’s a $500 deductable\”.