UK Report: First Year Poses Risk for New Drivers

Motorists driving within the first year after passing their driving test are considerably more likely to obtain a conviction or make a claim than when learning, according to new research by Admiral.

The UK car insurer looked at data from 1 million car insurance quotes and found that drivers in the first year of driving on a full license are more than one and a half times as likely as those on provisional licenses to have a conviction, and are three times as likely to make a claim.

There was a difference between men and women when it came to provisional versus full licenses as well.

Women within their first year of driving with a full license are 1.9 times more likely than women on a provisional license to have a conviction, while men are 1.3 times more likely. However, men with a full license are 2.8 times more likely than women to have a conviction in their first year.

For claims, women within their first year of driving with a full license are 4.5 times more likely as those on a provisional license to make a claim, and men are 2.2 times more likely. However, women with a full license are twice as likely as men to make a claim.

Source: Admiral Group plc