A typical criminal act exclusion states that there is no coverage for bodily injury or property damage arising out of...
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Articles by Steven Plitt
In a recent decision, South Carolina Ins. Reserve Fund v. East Richland County Public Service Dist., 2016 WL 1125810 (S.C....
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Generally, stacking is defined “as an insured’s ability to obtain multiple insurance coverage benefits for an injury either from more...
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The Kentucky Supreme Court has reviewed numerous attempts by insurance companies to limit the time in which insureds have to...
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There are two principal viewpoints on when a UM/UIM claim accrues for purposes of triggering a limitations period. The majority...
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For purposes of an intentional injury exclusion, the intent to cause injury may be established by proof of actual intent...
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Uninsured and underinsured motorist (UM/UIM) coverage typically involves three classes of insureds. The named insured, including residents of the household,...
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Primary Insurer Must Exhaust Policy Via Payment to Pass Defense Obligation to Excess Insurer in N.H.
Standard liability policies typically contain an exhaustion clause that establishes that the primary insurer’s duty to defend terminates upon the...
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It is well known that courts require insurers to defend their insured if there is any possibility that coverage may...
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The Supreme Court of Vermont recently demonstrated in Whitney v. Vermont Mutual Ins. Co., 2015 VT 140, 2015 WL 8540432...
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Steven Plitt is the current successor author to Couch on Insurance, 3d. He maintains a national coverage practice with The Cavanagh Law Firm. He has been listed continuously as one of Arizona's 50 lawyers by Southwest Super Lawyers. He can be reached splitt@cavanaghlaw.com. To read additional articles by Steven Plitt, go to