coverage denial News

The ALI Adopts Significant Portions of the ‘Restatement of the Law of Liability Insurance’

The American Law Institute (ALI) is the preeminent independent legal organization in the United States producing scholarly work in the legal field, including its “Restatement of the Law” treatises which are meant to inform practitioners on general principles of common …

New York Strict Timelines Standard Doesn’t Apply to Environmental Claims

Where a liability policy has been issued or delivered in the state of New York, insurers must timely disclaim automobile liability coverage for claims involving bodily injury or death. N.Y. INS. LAW §3420(d)(2). Insurers must give written notice “as soon …

Insurer Denies Coverage in Kansas City Diocese Settlement

A former insurance company for the Catholic Diocese of Kansas City-St. Joseph is seeking to avoid paying for priest sexual abuse settlements. The Chicago Insurance Co. said in a federal court filing Wednesday that it has no obligation to cover …

Denying Coverage and Reserving Rights Simultaneously

Georgia Supreme Court Says Insurer Can’t Have its Cake and Eat it too Insurance companies were historically faced with a Hobbesian’s choice in deciding to defend their insureds in personal injury actions where there was doubt as to whether the …

Drafting and Sending a Reservation of Rights Letter

Adjusters on the fence about whether to send a reservation of rights letter, also known as an ROR, should go ahead and do so, according to an expert on the subject. “Even if you’re late in realizing that you have …