UM coverage News

Named Insured’s Decision to Reject Higher UM Limits Was Not Binding on an Additional Insured

The Florida Supreme Court recently considered whether the original policyholder’s signed rejection form, rejecting higher limits of UM coverage, applied to the original insured’s daughter who later became the sole named insured under the policy. In Chase v. Horace Mann …

Pennsylvania Court Rejects UM Claim Because of Delay

Recently, the Pennsylvania Supreme Court held that the insured’s eight month delay in providing notice of the involvement of a phantom vehicle in an accident violated the policy’s notice requirement, voiding UM coverage without it showing of prejudice to the …