UIM coverage News

UIM Coverage and Multiple Tortfeasors

Underinsured motorist (UIM) coverage allows insureds to seek recovery from their own insurance company when an at-fault driver is underinsured—carrying less liability coverage than necessary to cover the injured party’s claim. While UIM coverage offers important protection and is often …

Under Insured Motorist Claim to Cover Most of $260K Crash Settlement

The family of a Vermont woman killed in a hit-and-run crash last year has reached a settlement with the driver. Merrill Outslay of Mendon, Vt.,the husband of 71-year-old Jane Outslay, sued Christopher Sullivan in Rutland civil court earlier this year. …

Notice of No UM Coverage Required in South Dakota Personal Umbrella Policies

It has come to the attention of the South Dakota Division of Insurance that uninsured motorist/underinsured motorist (UM/UIM) coverage is not always included in personal umbrella policies. Umbrella policies are generally considered, by insureds, to provide additional protection above the …