South Carolina Supreme Court News

South Carolina High Court Clarifies Uninsured Motorists, Liquor Liability Laws

The South Carolina Supreme Court on Wednesday handed down three opinions that resolve two questions about insurance law. One decision will probably disappoint auto insurers; the other will please carriers in the liquor liability line. In two separate decisions, the …

SC Supreme: Exclusive Remedy Bars UI Benefits for Crash in Co-Worker’s Car

If Stephany Connelly had not been working, she may have been entitled to collect up to $350,000 in uninsured motorist benefits because of the injuries she suffered from a 2015 car crash. But she was working at the time of …

S.C. Supreme: Ambiguous Policy Language Allows Auto Claimant to Stack Benefits

A woman who was injured in a crash while driving a rental car provided by an auto insurer may collect uninsured motorist benefits from more than one policy, the South Carolina Supreme Court ruled Wednesday. In a 3-2 decision, the …

S.C. Joins 3 Other State Supreme Courts, Rules No Coverage for COVID-19 Shutdown

The South Carolina Supreme Court on Wednesday became the fourth state high court in the nation to rule that the virus that causes COVID-19 cannot cause a direct physical damage or loss covered by a commercial property insurance policy. The …

S.C. Supreme Ct. Reverses, Finds Insurers Owe Coverage for Pollution

The carriers that insured a Charleston fertilizer plant more than 30 years ago are liable for contamination at the site even though the former property owner who bought the policies did not ask their permission to transfer its right to …

S.C. Supreme Rules Punitive Damage Cap Applies to $4.5M Jury Award

Carla Denise Garrison’s 8-year-old daughter picked up a used hypodermic needle from the parking lot outside a Target store and asked, “Mommy, what is this?” Garrison instinctively swatted the syringe away, poking her palm in the process. The puncture led …

Stripper Shot on the Job Will Get New Workers’ Comp Hearing

The quibbling continues over how much a South Carolina stripper should be compensated after being shot while on the job, with the state’s highest court on Wednesday ordering a new hearing in the woman’s case. The decision comes two years …

Public Policy Prevents Family Step-Down Clauses in South Carolina Auto Policies

There is a wide divergence of authority regarding the enforceability of family member step -down clauses in automobile liability policies. Automobile liability step down clauses reduce coverage for bodily injury to family members from the stated policy coverage reflected on …