policy exclusion News

More Than a Week Later, FBI Avoids Terror Label For Bombing

NASHVILLE, Tenn. (AP) — The FBI investigation into whether the Nashville bombing was a terrorist act has sparked criticism about a possible racial double standard and drawn questions from downtown business owners whose insurance coverage could be affected by the …

8th Circuit Finds No Coverage Owed in Separate Investor Schemes

In separate opinions, a federal appellate court affirmed rulings that insurers could dodge liability for wrongful acts by their policyholders because the actions were not covered by the policies. In a decision filed Sunday, a panel of the 8th Circuit …

Neb. Supreme Court Finds Meth Residue a ‘Contaminant’ Excluded by Policy

The cost of cleaning up residue left behind by tenants who used or manufactured methamphetamine in a rental home was excluded from coverage by the landlord’s insurer because the policy excluded damages caused by contaminants or pollutants, the Nebraska Supreme …

N.J. Judge Clears Path for COVID-19 Business-Interruption Suit

A second judge has ruled that a policyholder’s COVID-19 business-interruption claim should proceed, marking an uncommon procedural win for business owners who have seen similar lawsuits dismissed by at least six other state and federal judges. Bergen County Superior Court …

Court Rules Coverage May Be Owed for Settlement in Firefighters’ Deaths

An insurer may be liable for $14 million of a mortgage company’s settlement with the estates of two Chicago firefighters who were killed while battling a blaze at an abandoned laundry, a federal appellate court ruled Monday. A district court …

No Coverage Owed for Shooting Due to Criminal Act Exclusion

An insurer is not liable for injuries caused by a policyholder who shot a 15-year-old boy in the head because the policy excluded coverage for criminal acts, a split Georgia Court of Appeals panel decided. The 2-1 ruling by the …

Court Says Policy’s Vandalism Exclusion Doesn’t Bar Coverage for Arson

Setting fire to a house is much more than an act of vandalism and if insurers want to exclude such damage from coverage they had best use the term “arson” in policy exclusions, the U.S. 6th Circuit Court of Appeals …

Damage Claim Hinges on Whether ‘Feral Cats’ are Domestic

Some bears can balance balls on their noses and some elephants can perch on pedestals, but that doesn’t make them domestic animals. On that principle, the Arizona Court of Appeals revived a claim against State Farm Fire and Casualty Co. …

Privacy Exclusion Protects Insurer from $60 Million Class Action

A federal judge in Florida has ruled that a policy exclusion for invasion of privacy claims relieved an insurer of any responsibility for a $60 million settlement against a Boca Raton company for violations of the Telephone Consumer Protection Act. …