permissive use News

Vehicle ‘Use’ Versus Vehicle ‘Operation’

Taking Another Look at What Can Trigger (or Exclude) Commercial Auto Coverage Most states have a “financial responsibility” law that requires all drivers—as well as corporate vehicle owners—to carry auto liability coverage in connection with their vehicles traveling on state, …

Use of Employer’s Vehicle While Intoxicated Didn’t Exceed Scope of Permissive Use

Recently the United States 11th Circuit Court of Appeals held, in Great American Alliance Insurance Co. v. Anderson 847 F.3d. 1327 (11th Cir. 2017) that an employee did not go beyond the scope of the employer’s permissive use of a …