material misrepresentation News

‘Extra’ Apartment Doesn’t Allow Insurer to Rescind Policy After Fire Damage Claim Filed

New York City housing is often jammed into tight spaces. Old houses are carved into several apartments. Not all of them are legal. Alexi Home Design’s property in the Bronx had two official residences on the main floor and an …

Insurer May Rescind Policy From Inception if Issued Based On False Answers to Insurance Application Questions

On July 6, 2015 the U.S. District Court for the Central District of California, based on California law, applied in the EPLI (employment practices liability insurance) setting the large body of statutory and case law holding that an insurer may …