intentional acts News

No Coverage for Damages Caused by Contractor’s ‘Wanton’ Negligence, 11th Circuit Rules

An Alabama judge awarded Robert and Mindy Barton $900,000 for actual damages and emotional distress caused by the botched construction of their custom home, but they won’t be able to collect that judgment from the homebuilder’s general liability insurer. The …

Calif. Law Bars Coverage for Lead Paint Damages, Appellate Court Rules

The same state court system that allowed local governments to sue lead paint manufacturers for promoting a hazardous product many decades ago won’t force insurers to pay for the end result. A panel of the California 1st Division Court of …

Viewpoint: Subrogating Employees’ Intentional Act Damage Recoveries

The quid pro quo premise underlying the social compromise known as workers’ compensation is simple: an employee injured at work receives no-fault medical expenses and wage replacement indemnity benefits and, in exchange, the employer is given protection from employee lawsuits …

Subrogating Against Suicide

Your insured’s eighteen-wheeler is struck head-on by another vehicle travelling at a high rate of speed, resulting in significant medical expenses to your insured driver and a passenger, as well as considerable property damage to your insured’s vehicle. The tortfeasor …